The Credit Card Debt Survival Guide is a new e-book now available online showing consumers with unsecured credit-card bad debts how to protect themselves, how to eliminate credit card debt, and explaining how ineffective debt collectors and collection attorneys can be with educated consumers who understand their rights.
The book was written by Credit Sabre, the pen name for an individual who suffered financial hardship, then focused on paying for living necessities and survived over $60,000 in credit card bad debt without suffering bankruptcy, judgments, or debt collector payments.
This e-book focuses on credit card debt because most people like the author choose to not pay their credit cards if they cannot pay all their debts.
Because credit cards are considered unsecured account-stated debts in most states and have balances changing from month to month, they are more difficult to document and collect than bad home or auto loans. A national debt collection industry has grown right along with the credit card industry over the years to take care of these collection challenges.
The Credit Card Debt Survival Guide looks at debt from the debt collectors and collection attorney's point view. They essentially work on commission, so why should they waste their time on difficult individuals, when most consumers will submit to their demands. According to the publisher, Vision Publishing, Inc., debt collectors and collection attorneys do not want to deal with educated consumers who have read the Card Debt Survival Guide.
The guide is an interactive 240 page PDF document with numerous links to original sources in each chapter. It has an interactive table of contents with 80 links into specific chapters so that readers can focus on information pertinent to their situation.
According to the author who has spent many, many hours in consumer debt forums, people get into trouble and become vulnerable to debt collectors and collection attorneys because they wait too long to educate themselves and respond. That lack of response signals opportunity to the experienced debt collector.
Costing a fraction of one hour of a legal consultant's time, the Credit Card Debt Survival Guide is a must read for anyone considering or forced into not paying their credit card debt. It is available at http://www.credit-card-debt-survival.com/.
Contacts:
for Vision Publishing, Inc.
Mel Thompson, 508-668-2687
mjt@competewithcontent.com