Issuer Information 1 Issuer: Kvika banki hf. -------------------------------------------------------------------------------- 2 Org. no: 540502-2930 -------------------------------------------------------------------------------- 3 LEI 254900WR3I1Z9NPC7D84 -------------------------------------------------------------------------------- Issue Information 4 Symbol (Ticker) KVB 18 0920 -------------------------------------------------------------------------------- 5 ISIN code IS0000029767 -------------------------------------------------------------------------------- 6 CFI code D-Y-Z-U-X-R -------------------------------------------------------------------------------- 7 FISN númer KVIKA BANKI HF/ZERO CPN 20180920 -------------------------------------------------------------------------------- 8 Bonds/bills: Bills -------------------------------------------------------------------------------- 9 Total issued amount 2.000.000.000 -------------------------------------------------------------------------------- 10 Amount issued at this time 2.000.000.000 -------------------------------------------------------------------------------- 11 Denomination in CSD 20.000.000 -------------------------------------------------------------------------------- Amortization - Cash Flow 12 Amortization type Zero Coupon Bond -------------------------------------------------------------------------------- 13 Amortization type, if other -------------------------------------------------------------------------------- 14 Currency ISK -------------------------------------------------------------------------------- 15 Currency, if other -------------------------------------------------------------------------------- 16 Issue date March 21, 2018 -------------------------------------------------------------------------------- 17 First ordinary installment date September 20, 2018 -------------------------------------------------------------------------------- 18 Total number of installments 1 -------------------------------------------------------------------------------- 19 Installment frequency N/A -------------------------------------------------------------------------------- 20 Maturity date September 20, 2018 -------------------------------------------------------------------------------- 21 Interest rate N/A -------------------------------------------------------------------------------- 22 Floating interest rate, if applicable -------------------------------------------------------------------------------- 23 Floating interest rate, if other -------------------------------------------------------------------------------- 24 Premium N/A -------------------------------------------------------------------------------- 25 Simple/compound interest Simple Interest -------------------------------------------------------------------------------- 26 Simple/compound, if other -------------------------------------------------------------------------------- 27 Day count convention ACT/360 -------------------------------------------------------------------------------- 28 Day count convention, if other -------------------------------------------------------------------------------- 29 Interest from date N/A -------------------------------------------------------------------------------- 30 First ordinary coupon date N/A -------------------------------------------------------------------------------- 31 Coupon frequency N/A -------------------------------------------------------------------------------- 32 Total number of coupon payments N/A -------------------------------------------------------------------------------- 33 If irregular cash flow, then how -------------------------------------------------------------------------------- 34 Dirty price / clean price Dirty Price -------------------------------------------------------------------------------- 35 If payment date is a bank holiday, does payment No include accrued interest for days missing until next business day? -------------------------------------------------------------------------------- Indexing 36 Indexed No -------------------------------------------------------------------------------- 37 Name of index -------------------------------------------------------------------------------- 38 Daily index or monthly index -------------------------------------------------------------------------------- 39 Daily index or monthly index, if other -------------------------------------------------------------------------------- 40 Base index value -------------------------------------------------------------------------------- 41 Index base date -------------------------------------------------------------------------------- Other Information 42 Call option No -------------------------------------------------------------------------------- 43 Put option No -------------------------------------------------------------------------------- 44 Convertible No -------------------------------------------------------------------------------- 45 Credit rating (rating agency, date) N/A -------------------------------------------------------------------------------- 46 Additional information N/A -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Admission to Trading 47 Registered at CSD Yes -------------------------------------------------------------------------------- 48 Securities depository Nasdaq CSD Iceland -------------------------------------------------------------------------------- 49 Date of Application for Admission to Trading May 23, 2018 -------------------------------------------------------------------------------- 50 Date of Approval of Application for Admission to May 23, 2018 Trading -------------------------------------------------------------------------------- 51 Date of admission to trading May 25, 2018 -------------------------------------------------------------------------------- 52 Order book ID 155382 -------------------------------------------------------------------------------- 53 Instrument subtype Corporate bonds -------------------------------------------------------------------------------- 54 Market OMX ICE DP Fixed Income -------------------------------------------------------------------------------- 55 List population name OMX ICE Bank Bills -------------------------------------------------------------------------------- 56 Static volatility guards No -------------------------------------------------------------------------------- 57 Dynamic volatility guards No -------------------------------------------------------------------------------- 58 MiFIR identifier BOND - Bonds -------------------------------------------------------------------------------- 59 Bond type CRPB - Corporate Bond --------------------------------------------------------------------------------