KRUK S.A.: Interim reports 2Q 2024

Interim reports 2Q 2024

The Management Board of KRUK S. A. publishes KRUK Group's report for the period January 1st- June 30th 2024, issued on August 27th 2024.
The report consists of three parts:

1. KRUK Group FS Q2 2024 1part
2. KRUK FS Q2 2024_2part
3. KRUK Directors' Report on the operations of the KRUK Group_3part
4. Grupa KRUK SA Audit report HY2024_eng
5. KRUK SA Audit report HY2024 eng

Financial highlights

Financial highlights	PLN '000		EUR '000
For the period	1 Jan-30 Jun 2024 unaudited	1 Jan-30 Jun 2023 unaudited	1 Jan-30 Jun 2024 unaudited	1 Jan-30 Jun 2023 unaudited
Revenue	1,480,569	1,299,284	343,448	281,657
Operating profit	770,686	707,712	178,776	153,417
Profit before tax	586,023	585,093	135,940	126,836
Net profit attributable to owners of the Parent	602,657	528,042	139,798	114,468
Net cash from operating activities	333,475	(75,252)	77,356	(16,313)
Purchase of debt portfolios at prices as per agreement	899,729	1,177,556	208,710	255,269
Cash recoveries	1,737,547	1,500,773	403,059	325,336
Net cash from investing activities	(5,445)	(8,042)	(1,263)	(1,743)
Net cash from financing activities	(535,446)	45,187	(124,207)	9,796
Net change in cash	(207,416)	(38,107)	(48,114)	(8,261)
Diluted earnings per share (PLN/EUR)	29.46	26.13	6.83	5.66
Average number of shares ('000)	19,319	19,319	19,319	19,319
Earnings per share (PLN/EUR)	31.20	27.33	7.24	5.93
As at	30 Jun 2024 unaudited	31 Dec 2023	30 Jun 2024 unaudited	31 Dec 2023
Total assets	10,221,755	9,928,505	2,369,987	2,283,465
Non-current liabilities	5,426,510	5,385,216	1,258,175	1,238,550
Current liabilities	688,343	752,479	159,597	173,063
Equity	4,106,902	3,790,810	952,215	871,851
Share capital	19,319	19,319	4,479	4,443
Book value per ordinary share	212.58	196.22	49.29	45.13

Contacts
Anna Kowalczyk
tel. no.: [phone]
e-mail: [e-mail]

Tomasz Kaluziak
tel. no.: [phone]
e-mail: [e-mail]

This information is information that KRUK S.A. is obliged to make public pursuant to the EU Market Abuse Regulation and the Securities Markets Act. The information was submitted for publication, through the agency of the contact persons set out above, at 2024-08-27 17:27 CEST.