IRAEmpire.com has released an updated list of the best gold IRA companies of 2025.
NASHVILLE, TN / ACCESS Newswire / May 19, 2025 / IRAEmpire has released its updated list of the best gold IRA companies of 2025.
Ryan Paulson, Chief Editor at IRAEmpire.com says, "Gold futures hit a record $3,509.90 per Troy ounce in April 2025. This makes it the perfect time to learn about top rated gold IRA companies that can help build your retirement portfolio."
Here's a brief overview of the list:
Augusta Precious Metals (Best Overall) - Schedule a Free Web Conference with a Harvard-educated Economist
Goldco (Best for IRA Rollover) - Get Free Retirement Savings Guide
Goldencrest Metals (Best Prices) - Get Up to $15,000 Free Silver With Your Gold IRA
Preserve Gold (Best for Beginners) - Get Their Free Gold IRA Kit
Noble Gold (Low Minimum Investment) - Get Their Free Gold IRA Kit
The numbers tell an interesting story. About 11% of Americans own gold, while 18% see it as their best long-term investment choice. Precious metals keep attracting smart investors. Platforms like Robinhood watched their gold fund investments surge during shaky economic times. The best gold IRA companies should give you clear information, fair fees, and excellent customer support. The market has some great choices to help you vary your retirement savings.
Augusta Precious Metals
Augusta Precious Metals, a 12-year old company, stands as the premier choice among top rated gold IRA companies. The company specializes in gold and silver investments. While other companies aim to broaden into multiple investment types, Augusta stays focused on precious metals expertise.
Augusta Precious Metals Key Features
Several standout features make Augusta a pioneering name among the best gold IRA companies:
Educational First Approach - Augusta starts with education before sales. Harvard-trained economist Devlyn Steele leads their complete educational resources with 36 years of financial industry expertise. Resources range from webinars and articles to guides about avoiding gold IRA industry scams.
Dedicated Customer Support - Each client works with their own customer success agent who provides support throughout their experience. The agent handles most paperwork to create an efficient process.
Lifetime Account Support - Beyond the original sale, Augusta builds lasting relationships through lifetime support services. Clients can access their education department, IRA processing team, and order desk as needed.
Strong Industry Recognition - Money Magazine named Augusta the "Best Overall Gold IRA Company". The company earned an A+ Better Business Bureau rating and AAA Business Consumer Alliance rating with zero complaints - a soaring win in the precious metals industry.
Transparent Practices - Many competitors hide unflattering details. Augusta openly shows fees, rules, and account restrictions. They educate investors about potential risks in precious metals investments.
Augusta Precious Metals Pricing and Fees
Augusta's fee structure stays competitive, though it needs a higher starting investment than many others:
Fee Type | Amount |
One-time setup fee | $50 |
Annual maintenance fee | $80-$125 |
Annual storage fee | $100 (non-segregated) / $150 (segregated) |
First-year total costs | $225-$275 |
Recurring annual costs | $200-$225 |
The company requires $50,000 to start a gold IRA. This amount exceeds other companies' requirements but helps spread annual fees across more assets. This reduces fees as a percentage of investment. To cite an instance, see annual fees of $225 on $50,000 minimum, which equals about 0.45% yearly.
Additional costs investors should know:
A 5% markup on precious metals purchases (about $2,500 on a $50,000 investment)
Wire transfer fees might reach $25-$50 per transaction
Selling metals back costs under 1%
The company covers shipping and insurance costs on qualifying purchases. This saves money compared to competitors charging extra for these services.
Augusta Precious Metals Pros and Cons
Pros:
Outstanding educational resources and personal support
Zero complaints with BBB or BCA
Clear fee structure without hidden charges
The core team handles 95% of paperwork
Qualifying purchases get free shipping and transit insurance
Reliable buyback program
Cons:
$50,000 minimum investment needed
Website lacks direct pricing (calls required)
IRA fees run higher than some competitors
Only first-time buyers can get refunds
Who Augusta Precious Metals is Best For
Augusta Precious Metals serves investors with substantial retirement savings. The $50,000 minimum investment shows they target higher-net-worth individuals rather than new retirement investors.
The company works best for:
Educated Investors - People value Augusta's focus on education before sales through their complete resources and Harvard-trained economist's insights.
Long-Term Retirement Planners - The company's ongoing support and relationship-building suits investors planning long-term retirement rather than quick traders.
Investors Seeking Transparency - Augusta's direct communication about fees, limits, and risks appeals to people wanting clear information.
Stability-Focused Retirees - The company's emphasis on gold as a stability asset helps protect retirement savings from market volatility, as showed during the 2022 market downturn.
Augusta's exceptional service, educational resources, and transparent practices earned its top spot among best rated gold IRA companies if you have enough funds to meet their requirements.
Goldco
Goldco ranks second among top rated gold ira companies. The company provides exceptional service to investors who want to vary their retirement portfolios with precious metals. The company has helped thousands of customers roll over retirement savings into gold IRAs over the last several years. Their 4.8/5 rating from over 1,500 Trustpilot reviews shows their strong reputation in precious metals investing.
Goldco Key Features
Several distinctive offerings make Goldco stand out among best gold ira companies:
No Minimum Investment Requirement - Goldco has eliminated all purchase minimums for 2025. They are now the only no-money-down gold IRA provider among leading companies. The company previously required $25,000 for precious metals IRAs. This change makes precious metals investing accessible to more people.
Education-First Approach - The company promotes an "education first" methodology. This helps investors learn about the economy and gold IRA fundamentals. New customers get a free Wealth Protection Kit along with articles and market insights.
Extensive Product Selection - The company has various IRS-approved, IRA-eligible precious metals. These include Gold American Eagle, Gold American Eagle Proof, Gold Liberty, Gold Phoenix, and Gold Independence Hall coins. Their selection has both gold and silver options.
Highest Buyback Guarantee - The company's most compelling feature is their buyback guarantee. They promise to repurchase your metals at the highest market price when you want to sell. Many investors appreciate this added liquidity.
Efficient Rollover Process - Goldco helps investors transfer existing retirement accounts into self-directed precious metals IRAs while keeping tax advantages. This includes 401(k)s, 403(b)s, TSPs, and traditional IRAs. Their representatives handle most paperwork, which makes everything straightforward.
Goldco Pricing and Fee Transparency
The company uses a flat-fee structure that becomes budget-friendly as your investment grows:
Fee Type | Amount |
Account setup fee | $50[64] |
Annual account administration | $80-$125 |
Annual storage fee (non-segregated) | $100 |
Annual storage fee (segregated) | $150 |
First-year total costs | $275-$325 |
Recurring annual costs | $180-$225 |
Their flat-fee approach offers big advantages over percentage-based fees charged by many competitors. This becomes more apparent as your investment grows. A $25,000 investment means annual fees of approximately 0.9% of assets. This drops to just 0.23% with a $100,000 investment.
Goldco works with established bullion depositories like Brink's Global Services and Delaware Depository. They also offer a unique Texas Depository option for an extra $50 yearly. All storage facilities provide state-of-the-art security and full insurance protection through Lloyd's of London.
Qualified IRA purchases can earn 5% to 10% back in silver with deposits of $50,000 and up. This silver bonus program shows how Goldco adds value in the competitive precious metals market.
Goldco Pros and Cons
Pros:
No minimum investment requirement
Buyback guarantee at highest market price
Free silver promotion for qualifying purchases
Flat-rate fees whatever the account balance
A+ BBB rating and AAA Business Consumer Alliance rating
4.8/5 Trustpilot score based on over 1,590 reviews
Ranked 317 on Inc's Fastest-Growing Private Companies of 2024 with 1,349% growth
Live chat support plus phone assistance
Cons:
Fee details not readily available on website (must call representative)
Limited to gold and silver (no platinum or palladium offerings)
Some customers report upselling attempts during investment process
No option for a free storage fee waiver
No mobile app availability
Who Goldco is Best For
Goldco's unique features and approach make them perfect for:
Beginner Investors - The company creates an easy entry point for those new to precious metals with no minimum investment requirements and an education-focused approach. Their detailed educational resources and expert consultations help newcomers navigate the IRA process smoothly.
Cost-Conscious Investors - The flat-fee structure becomes budget-friendly as your investment grows. This makes Goldco ideal for investors who want to minimize percentage-based fees on larger portfolios.
Retirement Account Rollovers - The company excels at helping investors move existing retirement accounts into precious metals IRAs. Their specialists handle the paperwork and ensure IRS compliance, making them perfect for anyone looking to vary retirement holdings.
Investors Seeking Liquidity Options - Their buyback guarantee program gives peace of mind. You can sell your metals at competitive prices when needed. This works well for those who want flexibility with their precious metals investments.
Conservative Wealth Preservation - The company suits investors who want to protect savings from market fluctuations and changing global economic conditions. They focus on long-term wealth preservation rather than short-term gains.
Goldco has earned its place among the best rated gold ira companies through excellent customer service and educational support. They work well for investors of all portfolio sizes interested in precious metals investments.
Goldencrest Metals
Goldencrest Metals ranks as the third-best option for precious metals investments in 2025, despite being new to the gold IRA industry. This two-year-old company stands out with its transparent pricing and customer-first approach to gold IRA investments. They make precious metals investing available through education instead of high-pressure sales tactics. This gives investors a fresh way to vary their retirement portfolios.
Goldencrest Metals Key Features
Several key offerings make Goldencrest Metals attractive to both new and experienced precious metals investors:
4-Step Gold IRA Process - The company makes setting up a gold IRA simple. Their four-step approach includes consultation, rollover/funding, metals selection, and finalization. This clear process helps new investors understand precious metals investing better.
Educational Foundation - Goldencrest focuses on teaching investors rather than using fear tactics. They provide detailed learning resources about tax benefits, growth opportunities, and ways to vary investments. This lines up with their goal to make precious metals investment clear and available to everyone.
Transparent Pricing Model - The company works with smaller margins than most competitors and offers better prices. They extend this honest pricing to their fees and promotions too.
Ethical Sourcing Commitment - They follow strict standards for ethically sourced precious metals and ensure integrity in every deal. This appeals to investors who care about responsible business practices.
Tailored Investment Strategies - Each investor has unique goals. Goldencrest creates customized precious metals strategies instead of generic solutions. Their account managers match recommendations to your financial goals and risk comfort level.
Goldencrest Metals Pricing and Promotions
The company has a clear fee system with good promotions to reduce costs:
Fee Type | Amount | Notes |
Setup Fee | Covered for first year | On qualifying purchases |
Annual Maintenance | USD 199.00 after first year | Through Entrust Group custodian |
Storage Fee | 0.5% of account value annually | Through Delaware Depository |
IRA Minimum Investment | USD 25,000 | Lower than some competitors |
Cash Purchase Minimum | USD 10,000 | For non-IRA investments |
Their tiered promotion structure based on investment amount makes them special:
USD 25,000+ Investment - Free insured shipping, account setup, and one year's free storage, plus 10% silver rebate
USD 50,000+ Investment - Same benefits with two years of free storage
USD 100,000+ Investment - Three years of free storage with all other benefits
USD 250,000+ Investment - Best deal with five years of free storage
They also give a free home safe for non-IRA purchases over USD 10,000. This practical bonus helps investors who store precious metals at home.
The 10% silver rebate program can give you up to USD 25,000 in free silver, adding high value to your investment. Yes, it is one of the most generous offers among best gold ira companies in 2025.
Goldencrest Metals Pros and Cons
Pros:
First-Year Fee Coverage - No setup and maintenance fees in year one, with up to five years free for bigger accounts
Clear Pricing - Better prices with smaller margins than most competitors
Happy Customers - Perfect 5-star rating across review sites with zero complaints
Big Silver Bonus - Get up to USD 25,000 free silver through 10% rebate program
Teaching Focus - They educate investors instead of using scare tactics
BBB Accreditation - Solid A- BBB rating
Cons:
New Player - Started in 2023, less experience than decades-old competitors
High Entry Point - USD 25,000 minimum for IRA accounts might be too much for smaller investors
Website Gaps - Some fee and service details need direct contact to learn
IRA Limits Apply - Standard limits: USD 6,000 (under 50) and USD 7,500 (over 50)
Being new to the market works both ways for Goldencrest. They lack the long history of older companies but bring fresh ideas to gold IRAs. Their modern customer service and generous promotions often beat industry standards.
Investors who can meet the minimum requirements will find Goldencrest a strong choice among top gold IRA companies. They excel at helping investors buy gold and silver, with special expertise in gold IRAs. This makes them perfect for retirement-focused investors who want to add precious metals to their portfolios.
Preserve Gold
Preserve Gold ranks fourth among top rated gold IRA companies for 2025. This family-owned business, just 3 years old, lets investors start with less money than other companies while delivering excellent customer service and educational support. The company's steadfast dedication to transparency and making precious metals available has quickly earned them a solid reputation in the gold IRA industry.
Preserve Gold Key Features
Preserve Gold stands apart through these distinctive offerings:
Lower Investment Minimum - A USD 10,000 minimum for both IRA and cash transactions makes Preserve Gold one of the most affordable options among best gold IRA companies.
Extensive Precious Metals Selection - The company has IRS-approved gold, silver, platinum, and palladium products that meet or exceed government requirements (99.5% for gold, 99.9% for silver, 99.95% for platinum and palladium).
Multiple Storage Options - Clients can pick from three trusted depositories: Delaware Depository (Wilmington, DE or Boulder City, NV), International Depository Services (Dallas, TX or New Castle, DE), and Texas Precious Metals Depository (Shiner, TX).
Zero-Fee Buyback Policy - The company stands out by charging no liquidation fees when you sell back your metals, which makes your investment more liquid.
Education-Focused Approach - The company provides detailed educational resources like eBooks, informational kits, and regular market updates instead of using high-pressure sales tactics.
Three-Step Process - Their simplified processes let you talk to a specialist, fund your IRA account (transfers take just 3 days), and buy metals with expert guidance.
Preserve Gold Pricing and Investment Minimums
The company keeps its fee structure transparent while offering promotions to reduce costs:
Fee Type | Amount | Notes |
Account Setup Fee | USD 50 | Waived for accounts over USD 20,000 |
Annual Maintenance | USD 175-200 | Depends on custodian choice |
Annual Storage | Varies | Based on depository selection |
IRA Minimum | USD 10,000 | Among lowest in industry |
Cash Purchase Minimum | USD 10,000 | For non-IRA investments |
The company partners with Horizon Trust Company, which charges USD 200 for setup and USD 200 yearly. But these fees are often covered during promotions.
Investors can get great bonuses based on qualifying purchases, including free metals worth up to USD 15,000. On top of that, the company covers setup fees and first-year maintenance costs for larger investments.
Preserve Gold Pros and Cons
Pros:
Available USD 10,000 minimum investment threshold
Zero liquidation fees through detailed buyback program
Family-owned business with customized service
24-hour satisfaction guarantee with price-matching policy
A-rated by Better Business Bureau
Multiple depository options with full insurance coverage
Cons:
Just 3 years old with shorter track record
Cannot store IRA metals at home (IRS requirement for all gold IRAs)
Required minimum distributions begin at age 73
No online purchasing options available
Annual storage and maintenance fees increase overall investment costs
Who Preserve Gold is Best For
Preserve Gold's unique market position makes it perfect for:
Investors with Modest Starting Capital - The USD 10,000 minimum makes precious metals IRAs available to those who can't meet higher requirements like Augusta Precious Metals (USD 50,000).
Education-Oriented Investors - People who want to learn about precious metals investments before committing will love their educational resources and no-pressure approach.
First-Time Gold IRA Buyers - Their simple three-step process and dedicated specialists make it easy for newcomers to start precious metals investing.
Value-Conscious Investors - People looking for competitive pricing and clear fee structures will appreciate their honest approach and reasonable costs.
Investors Seeking Inflation Protection - Gold often keeps its value during inflation, making Preserve Gold attractive to those protecting their purchasing power in uncertain economic times.
Preserve Gold has found its place among best rated gold IRA companies by making precious metals investment available through lower minimums and great customer support. Their straightforward approach to precious metals investing, flexible storage options and detailed educational resources make them a strong choice for investors looking to broaden retirement portfolios with physical gold and other precious metals.
Noble Gold Investments
Noble Gold Investments ranks sixth in our analysis of top-rated gold IRA companies. The company stands out with its focus on preparedness and making investments accessible to more people. Their experts bring over 20 years of combined experience and have helped clients diversify portfolios with more than $1 billion in precious metals transactions.
Noble Gold Investments Key Features
Noble Gold sets itself apart through these outstanding features:
Royal Survival Packs - Unique pre-selected precious metals packages designed for liquidity during economic emergencies, ranging from $10,000 to $500,000
Home Delivery Option - "Noble Express" service delivering precious metals directly to your door within 5 days of purchase
White-Glove Treatment - First-class customer support with deep product knowledge
Offshore Storage - International Depository Services of Canada facility in Mississauga serves clients who want storage outside the US
Noble Gold Investments Pricing and Storage Options
Noble Gold keeps pricing competitive with clear fee structures:
Fee Type | Amount |
Custodian maintenance | $125 annually |
Segregated storage | $150 annually |
Minimum IRA investment | $2,000 |
Storage fees stay flat whatever your investment size, which makes larger accounts cost less to maintain proportionally. Your metals stay in segregated storage under your name and never mix with other holdings.
Noble Gold Investments Pros and Cons
Pros:
Low minimum investment requirement of just $2,000
Zero-fee buyback program available for all clients
Free silver coins for qualifying new accounts
A+ BBB rating with excellent customer reviews
Cons:
Limited international options (survival packs only available in North America)
Online pricing not readily available for all products
Storage and maintenance fees add to overall investment costs
Who Noble Gold Investments is Best For
Noble Gold works best for investors who want flexibility and emergency preparation. Beginners and first-time gold IRA investors appreciate their low entry threshold, especially those with limited capital for precious metals. The Royal Survival Packs specifically target investors worried about economic volatility who need quick access to physical metals.
Conclusion
Here's a brief overview of the list:
Augusta Precious Metals (Best Overall) - Schedule a Free Web Conference with a Harvard-educated Economist
Goldco (Best for IRA Rollover) - Get Free Retirement Savings Guide
Goldencrest Metals (Best Prices) - Get Up to $15,000 Free Silver With Your Gold IRA
Preserve Gold (Best for Beginners) - Get Their Free Gold IRA Kit
Noble Gold (Low Minimum Investment) - Get Their Free Gold IRA Kit
The best gold IRA companies in 2025 show unique value for retirement investors. Augusta Precious Metals tops the list with its great educational resources and stellar industry reputation, but requires a $50,000 minimum investment. Goldco comes next with no minimum investment requirement and an impressive buyback guarantee, making precious metals available to more people. Goldencrest Metals is relatively new but has made its mark through transparent pricing and generous promotions. Preserve Gold attracts investors with a low $10,000 minimum investment. Noble Gold Investments completes the list with a $2,000 minimum and unique survival packs for emergency preparedness.
Your specific financial situation and investment goals should guide your choice among these top-rated gold IRA companies. The minimum investment requirements range from $2,000 to $50,000, so your available capital matters. Fee structures need careful attention - flat fees work better with larger investments, while percentage-based fees might suit smaller accounts better. Each provider's educational resources and customer support varies, with some offering dedicated representatives and others providing detailed self-service options.
Gold prices reached record highs of $3,509.90 per Troy ounce in April 2025, proving its worth as a hedge against inflation and market volatility. Past performance never guarantees future results, but precious metals remain valuable in diversified retirement portfolios. You should request information kits from multiple companies, compare their fees and services, and research their customer reviews and industry ratings before making your final decision.
These five companies continue to excel as the gold IRA market evolves. Their transparent practices, reasonable fees, and strong customer support make them stand out. They are a great way to get into precious metals investing, whether you're experienced or just starting your retirement strategy.
FAQs
Q1. What are the top-rated gold IRA companies in 2025? According to expert analysis, the top-rated gold IRA companies in 2025 include Augusta Precious Metals, Goldco, Goldencrest Metals, Preserve Gold, and Noble Gold Investments. Each offers unique features and benefits for investors looking to diversify their retirement portfolios with precious metals.
Q2. What should I consider when choosing a gold IRA company? When selecting a gold IRA company, consider factors such as minimum investment requirements, fee structures, customer service quality, educational resources, storage options, and buyback programs. It's also important to review the company's reputation, industry ratings, and customer reviews before making a decision.
Q3. Are there any disadvantages to investing in a gold IRA? While gold IRAs can offer portfolio diversification and potential protection against inflation, they do have some drawbacks. These may include higher maintenance fees compared to traditional IRAs, storage and insurance costs, and potential limitations on liquidity. Additionally, required minimum distributions begin at age 73 for gold IRAs.
Q4. What is the minimum investment required for a gold IRA? Minimum investment requirements vary among gold IRA companies. They can range from as low as $2,000 with Noble Gold Investments to $50,000 with Augusta Precious Metals. Companies like Preserve Gold and Goldco offer middle-ground options with $10,000 and no minimum requirements, respectively.
Q5. How do gold IRA companies ensure the security of my investment? Reputable gold IRA companies partner with secure, insured depositories to store precious metals. For example, many use facilities like Delaware Depository or International Depository Services, which offer segregated storage options and full insurance coverage through Lloyd's of London. Some companies also provide offshore storage options for additional diversification.
About IRAEmpire.com
IRAEmpire.com is a trusted source for retirement-focused financial insights and investment reviews. Founded in 2020, the platform evaluates a wide range of retirement products including Gold IRAs, 401(k) rollovers, crypto retirement accounts, and traditional brokerage options.
The site's research methodology involves hundreds of hours of analysis across multiple categories, emphasizing transparency, service quality, and value. IRAEmpire.com operates independently and is not influenced by paid sponsorships in its editorial rankings.
Beyond rankings, the site features in-depth guides on asset protection, inflation hedging, and long-term retirement planning-making it a go-to resource for serious investors.
Contact:
Ryan Paulson
ryan@iraempire.com
SOURCE: IRAEmpire LLC
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