Anzeige
Mehr »
Dienstag, 29.07.2025 - Börsentäglich über 12.000 News
Warum Analysten in diesem veganen Gamechanger viel mehr sehen
Anzeige

Indizes

Kurs

%
News
24 h / 7 T
Aufrufe
7 Tage

Aktien

Kurs

%
News
24 h / 7 T
Aufrufe
7 Tage

Xetra-Orderbuch

Fonds

Kurs

%

Devisen

Kurs

%

Rohstoffe

Kurs

%

Themen

Kurs

%

Erweiterte Suche

WKN: A2ATW1 | ISIN: SE0009190192 | Ticker-Symbol: 1DA
Stuttgart
28.07.25 | 08:09
0,375 Euro
-0,13 % -0,001
Branche
Software
Aktienmarkt
Sonstige
1-Jahres-Chart
CRUNCHFISH AB Chart 1 Jahr
5-Tage-Chart
CRUNCHFISH AB 5-Tage-Chart
GlobeNewswire (Europe)
108 Leser
Artikel bewerten:
(0)

Crunchfish AB: Crunchfish Announces Groundbreaking Approach to Offline Payments

Crunchfish Digital Cash (Crunchfish) is proud to announce a groundbreaking approach to offline payments with interoperable layer-2 Offline Wallets and an Offline Terminal Infrastructure (OTI) that present a modular and scalable architecture which redefines the roles within the payment ecosystem.

Offline payments are crucial for enabling financial resilience and inclusion in disconnected environments, such as rural areas, natural disaster zones, and low-connectivity markets. Crunchfish's innovation introduces the Offline Terminal Infrastructure (OTI), revolutionizing how offline payments are implemented at scale, both for Central Bank Digital Currencies (CBDCs) and commercial payment systems. Crunchfish's solution separates the roles of payment networks and payment service providers, allowing for flexibility, scalability, and healthy competition:

- Payment Network Providers (e.g. NPCI, CBDCs) set the specifications and offer an interoperable offline terminal infrastructure, seamlessly embedded within payment rails to enable universal offline payment reception from third-party offline wallets.
- Payment Service Providers (e.g. Banks and Third-Party Application Providers) innovate and manage interoperable user-centric offline wallets, empowering customers to make offline payments while fostering an open marketplace.


This modular approach provides scalable offline payment reception capabilities to millions of merchants while empowering issuers to offer differentiated offline wallet solutions to end users.


Crunchfish's architecture is based on the proven Reserve, Pay and Settle model, ensuring offline payments are resilient and seamlessly reconciled with online systems. This approach also shares foundational similarities with conditional payments-programmable or smart contract payments where funds are reserved, execution is conditional, and settlement occurs securely.

Crunchfish's OTI mirrors the successful card payment architecture developed under the EMVCo ecosystem, where card terminals ensure interoperability in payment reception while enabling issuer-level innovation. Similarly, OTI provides interoperable offline terminal infrastructure, allowing banks and TPAPs to compete by offering secure and customizable offline wallets.

Crunchfish's solution is immediately applicable to CBDCs, ensuring cash-like usability for digital currencies in disconnected environments. Additionally, commercial systems such as UPI in India benefit from this scalable offline layer.


Crunchfish holds key patents in offline payment solutions, including secure protocols for offline payments with online settlement. With a patent granted in the US and a Notice of Allowance in the EU, Crunchfish is positioned as a global leader in secure and scalable offline payment technologies.


Crunchfish CEO Joachim Samuelsson commented: "Offline payments are essential for building resilient and inclusive payment ecosystems. Our Offline Terminal Infrastructure redefines how offline payment systems are structured, focusing on enabling interoperability within payment rails while empowering wallet issuers with the freedom to innovate. This approach unlocks the full potential of offline payments worldwide, from CBDCs to commercial systems."

Crunchfish will present its modular offline payment approach at the Digital Cash Conference, May 28-29, Bangkok, hosted by Currency Research. CEO Joachim Samuelsson will deliver a presentation titled "Rethinking Offline Payments - A Groundbreaking Ecosystem Approach," focusing on the modular architecture, shared Reserve-Pay-Settle model, and scaling offline payments for CBDCs and commercial systems.

For more information, please contact:

Joachim Samuelsson, CEO of Crunchfish AB

+46 708 46 47 88

joachim.samuelsson@crunchfish.com

The information was provided by the contact person above for publication on 21st May 2025 at 00:01 CET.

Västra Hamnen Corporate Finance AB is the Certified Adviser. Email: ca@vhcorp.se. Telephone +46 40 200 250.

About Crunchfish - crunchfish.com

Crunchfish is a pioneering technology company specializing in Digital Cash solutions that enhance resilience, flexibility, and scalability in payment ecosystems. Crunchfish's patented offline payment architecture supports modern commercial payment systems and evolving CBDC initiatives, transforming how payments are conducted globally. Headquartered in Malmö, Sweden, Crunchfish drives innovation to shape the future of payments.

© 2025 GlobeNewswire (Europe)
Zeitenwende! 3 Uranaktien vor der Neubewertung
Ende Mai leitete US-Präsident Donald Trump mit der Unterzeichnung mehrerer Dekrete eine weitreichende Wende in der amerikanischen Energiepolitik ein. Im Fokus: der beschleunigte Ausbau der Kernenergie.

Mit einem umfassenden Maßnahmenpaket sollen Genehmigungsprozesse reformiert, kleinere Reaktoren gefördert und der Anteil von Atomstrom in den USA massiv gesteigert werden. Auslöser ist der explodierende Energiebedarf durch KI-Rechenzentren, der eine stabile, CO₂-arme Grundlastversorgung zwingend notwendig macht.

In unserem kostenlosen Spezialreport erfahren Sie, welche 3 Unternehmen jetzt im Zentrum dieser energiepolitischen Neuausrichtung stehen, und wer vom kommenden Boom der Nuklearindustrie besonders profitieren könnte.

Holen Sie sich den neuesten Report! Verpassen Sie nicht, welche Aktien besonders von der Energiewende in den USA profitieren dürften, und laden Sie sich das Gratis-PDF jetzt kostenlos herunter.

Dieses exklusive Angebot gilt aber nur für kurze Zeit! Daher jetzt downloaden!
Werbehinweise: Die Billigung des Basisprospekts durch die BaFin ist nicht als ihre Befürwortung der angebotenen Wertpapiere zu verstehen. Wir empfehlen Interessenten und potenziellen Anlegern den Basisprospekt und die Endgültigen Bedingungen zu lesen, bevor sie eine Anlageentscheidung treffen, um sich möglichst umfassend zu informieren, insbesondere über die potenziellen Risiken und Chancen des Wertpapiers. Sie sind im Begriff, ein Produkt zu erwerben, das nicht einfach ist und schwer zu verstehen sein kann.