NASB Financial, Inc. Announces Financial Results

KANSAS CITY, Mo., May 6, 2026 /PRNewswire/ -- NASB Financial, Inc. (the "Company") (OTCQX: NASB) announced today net income for the quarter ended March 31, 2026, of $9.4 million or $1.30 per share. This compares to net income of $8.3 million or $1.15 per share for the quarter ended December 31, 2025, and compares to net income of $5.8 million or $0.80 per share for the quarter ended March 31, 2025.

Net income for the six months ended March 31, 2026, was $17.7 million or $2.45 per share. This compares to net income of $13.8 million or $1.90 per share for the six months ended March 31, 2025.

NASB Financial, Inc. is a unitary thrift holding company for North American Savings Bank, F.S.B. ("NASB"). Since 1927, NASB has been serving the financial needs of customers by providing an array of personal banking and lending products in the Kansas City metro area. NASB offers competitive residential and commercial mortgages nationwide with the safety and security of a Federal institution. For more information, visit nasb.com.

(Financial Highlights Schedule Attached)

NASB Financial, Inc.
Financial Highlights
(Dollars in thousands, except per share data)
										Three Months Ended												Six Months Ended
										3/31/26			12/31/25				3/31/25					3/31/26			3/31/25
EARNINGS DATA:
		Net interest income					$			21,746			20,960				19,560					42,706			39,124
		Provision for credit losses								100			--				135					100			201
		Non-interest income								2,545			1,889				518					4,434			3,642
		Non-interest expense								11,709			11,844				12,240					23,553			24,313
		Income tax expense								3,071			2,707				1,895					5,778			4,490
		Net income					$			9,411			8,298				5,808					17,709			13,762
FINANCIAL CONDITION DATA:
	Total assets						$			3,156,241			2,966,618				3,033,963					3,156,241			3,033,963
	Total loans held for investments and mortgage-backed securities, net						2,202,682						2,208,550				2,155,237					2,202,682			2,155,237
	Customer and brokered deposit accounts								1,875,016				1,874,438				1,917,821					1,875,016			1,917,821
	Stockholders' equity								440,065				436,622				420,814					440,065			420,814
FINANCIAL RATIOS AND PER SHARE DATA:
	Book value per share						$ 61.32						60.36				58.18					61.32			58.18
	Earnings per share								1.30				1.15				0.80					2.45			1.90
	Cash dividends paid per share								0.35				0.35				0.25					0.70			0.50
	Return on assets (annualized net income divided by total average assets)						1.23 %						1.13 %				0.78 %						1.16 %		0.93 %
	Return on equity (annualized net income divided by average stockholders' equity)						8.59 %						7.65 %				5.57 %						8.13 %		6.60 %
	Weighted average shares outstanding								7,222,560				7,225,644				7,234,733					7,224,119			7,233,591

SOURCE NASB Financial, Inc.