NASB Financial, Inc. Announces Financial Results

KANSAS CITY, Mo., Aug. 6, 2025 /PRNewswire/ -- NASB Financial, Inc. (the "Company") (OTCQX: NASB) announced today net income for the quarter ended June 30, 2025, of $6.9 million or $0.96 per share. This compares to net income of $5.8 million or $0.80 per share for the quarter ended March 31, 2025, and compares to net income of $6.8 million or $0.92 per share for the quarter ended June 30, 2024.

Net income for the nine months ended June 30, 2025, was $20.7 million or $2.86 per share. This compares to net income of $22.1 million or $2.99 per share for the nine months ended June 30, 2024.

NASB Financial, Inc. is a unitary thrift holding company for North American Savings Bank, F.S.B. ("NASB"). Since 1927, NASB has been serving the financial needs of customers by providing an array of personal banking and lending products in the Kansas City metro area. NASB offers competitive residential and commercial mortgages nationwide with the safety and security of a Federal institution. For more information, visit nasb.com.

(Financial Highlights Schedule Attached)

NASB Financial, Inc.
Financial Highlights
(Dollars in thousands, except per share data)
										Three Months Ended												Nine Months Ended
										6/30/25			3/31/25				6/30/24					6/30/25			6/30/24
EARNINGS DATA:
		Net interest income					$			19,957			19,560				19,802					59,081			58,035
		Provision for credit losses								370			135				(9)					571			(1,463)
		Non-interest income								2,400			518				1,174					6,042			5,230
		Non-interest expense								12,833			12,240				12,399					37,146			36,950
		Income tax expense								2,252			1,895				1,803					6,742			5,665
		Net income					$			6,902			5,808				6,783					20,664			22,113
FINANCIAL CONDITION DATA:
	Total assets						$			2,938,963			3,033,963		2,787,478							2,938,963			2,787,478
	Total loans held for investments and mortgage-backed securities, net									2,162,032			2,155,237		2,160,856							2,162,032			2,160,856
	Customer and brokered deposit accounts								1,835,263				1,917,821		1,699,859							1,835,263			1,699,859
	Stockholders' equity								423,572				420,814		407,079							423,572			407,079
FINANCIAL RATIOS AND PER SHARE DATA:
	Book value per share						$		58.70				58.18		55.06							58.70			55.06
	Earnings per share								0.96				0.80		0.92							2.86			2.99
	Cash dividends paid per share								0.25				0.25		0.25							0.75			0.75
	Return on assets (annualized net income divided by total average assets)								0.92 %				0.78 %		0.96 %							0.95 %			1.05 %
	Return on equity (annualized net income divided by average stockholders' equity)								6.54 %				5.57 %		6.70 %							6.59 %			7.43 %
	Weighted average shares outstanding								7,225,785				7,234,733		7,392,789							7,230,989			7,393,756

SOURCE NASB Financial, Inc.