DelfinGroup results for the third quarter of 2025 continued to show solid growth in consumer lending and sales of pre-owned and slightly pre-owned goods.
The amount of consumer loans issued in the third quarter of 2025 reached EUR 32.4 million, which is 60% more than in the third quarter of last year. Strong growth continues to be observed in both markets. In Latvia, the volume of loans issued reached EUR 28.6 million, which is a 41% increase compared to the same period last year. In Lithuania, new consumer loans issued in the third quarter amounted to EUR 3.8 million. Over the nine-month period, DelfinGroup consumer loan issuance grew by 40% to EUR 82.1 million.
Sales in the retail segment reached EUR 5.1 million in the third quarter, representing a 12% increase, while sales for the nine-month period rose by 19% to EUR 14.6 million.
The volume of pawn loans issued in the third quarter was mainly influenced by gold exchange prices, which fell in the first part of the quarter, affecting the volume of loans issued. As a result, new loans worth EUR 5.9 million were issued in the pawn segment in the third quarter, and EUR 19.2 million over the nine-month period.
| Q3 2025 | Q3 2024 | Change % | 9M 2025 | 9M 2024 | Change % | |
| Consumer loan issuance ('000 EUR) | 32 407 | 20 259 | +60% | 82 079 | 58 523 | +40% |
| Pawn loan issuance ('000 EUR) | 5 900 | 6 474 | -9% | 19 225 | 19 548 | -2% |
| Total loan issuance ('000 EUR) | 38 307 | 26 733 | +43% | 101 304 | 78 071 | +30% |
| Sale of pre-owned goods ('000 EUR) excl. VAT | 5 083 | 4 521 | +12% | 14 644 | 12 324 | +19% |
About DelfinGroup
DelfinGroup is a licenced fintech company established in 2009 and currently operating in Latvia and Lithuania. The company operates under the brand names Banknote and VIZIA. The company has been profitable every year since 2010. DelfinGroup continuously develops and offers consumer loans, pawn loans, and the sale of pre-owned goods online and at more than 80 branches across Latvia. Since 2014, DelfinGroup has been known on the Nasdaq Riga Stock Exchange as a bond issuer and, since 2021, as a listed company on the Baltic Main List. The company regularly pays dividends to its shareholders. The sustainability of DelfinGroup is based on focused corporate governance, fintech innovation, responsible lending, financial inclusion, and facilitating the circular economy.
