Intrum AB (publ), Europe's leader in credit management services, reports solid results for the third quarter, with improved profitability driven by strong cost control and operational efficiency. Adjusted EBIT increased to SEK 1,234 M, which is 30 percent higher compared with the same quarter last year. Intrum continues to make progress, by adding several new clients and achieving year-on-year income growth in servicing for the first time since 2022. A strategic review is in progress to improve profitability, drive growth and strengthen the balance sheet. The results from the review and new financial targets will be presented in connection with the 2025 year-end report.
Key consolidated financial highlights for Q3 2025 (Q3 2024)
- External servicing income grew 3% organically vs. Q3 2024, excluding FX. RTM Servicing Adjusted EBIT margin reached 25%.
- Highest quarterly new investments this year of SEK 303 M.
- Adjusted EBIT, which excludes impairments of intangible assets including goodwill of SEK 1.6 BN, amounted to SEK 1,234 M and improved by 30%, mainly due to reductions in operational costs.
- Cash EBITDA increased to SEK 2,209 M (2,112).
- Net income increased to SEK 404 M (-1,141) where of SEK 396 M (-1,210) was attributable to shareholders of Intrum AB.
- Leverage ratio of 4.7x in Q3 2025, down from 4.9x in Q2 2025, supported by the discounted bond buy-back and higher cash levels.
Johan Åkerblom, President & CEO of Intrum AB said:
"We are seeing solid financial performance in a seasonally slower quarter. Profitability continued to improve, and we are building momentum in our Servicing business where we won several new clients. Intrum reached its highest quarterly investment level so far this year and we continue to target a higher investment pace. We are now entering the next phase of our transformation where we are building a franchise that is long-term sustainable, recognised for its superior market reach, and for being the most reliable partner with a sound financial profile."
Presentation of the interim report
Johan Åkerblom, President & CEO, and Masih Yazdi, CFO, will present the results and answer questions in a webcast with teleconference today at 9:00 a.m. CET. The conference will be held in English.
If you wish to participate via webcast, please use this link. Via the webcast you are able to ask questions in written.
To participate via teleconference, please register here. After registration you will be provided with phone numbers and a conference ID to access the conference. Via the teleconference you can ask questions verbally.
For further information, please contact:
Investor Relations
Annie Ho, Head of Treasury & Investor Relations
annie.ho@intrum.com
Media Inquiries
Kristin Andersson, External Communications Director
+46 70 585 78 18
kristin.andersson@intrum.com
About Intrum
| Intrum is Europe's leading provider of credit management services, operating in 20 markets. We support millions of individuals in improving financial health whilst helping businesses to get paid. With a century of experience, around 9,000 employees serving 70,000 companies, Intrum enables sustainable payments by combining technology, empathy, and a human-centered approach. The company is headquartered in Stockholm, Sweden, and publicly listed on Nasdaq Stockholm. For more information, please visit www.intrum.com. |
This information is information that Intrum is obliged to make public pursuant to the EU Market Abuse Regulation. The information was submitted for publication, through the agency of the contact persons set out above, at 2025-10-30 07:00 CET.
