PLEASANT HILL, CA / ACCESS Newswire / May 7, 2026 / Bridgepoint Funding, an independent residential mortgage brokerage, is marking its 20th anniversary after helping California homebuyers navigate some of the most volatile housing markets in modern history, from the 2008 financial crisis to the pandemic-era refinance boom and today's high-rate environment.
Founded in 2006 by Broker-Owner Mike Trejo, the firm has built its business around advising borrowers through rapidly shifting conditions, a factor that has become increasingly critical as affordability challenges and lending complexity continue to rise.
Over the past two decades, Bridgepoint Funding has completed more than 2,000 home loan transactions, serving borrowers across a wide range of financial backgrounds. Clients benefit from access to a broad network of lenders and loan products, including conventional, FHA, VA, jumbo, and non-QM programs. The company's longevity in a cyclical and highly regulated industry underscores its ability to adapt as both market dynamics and borrower needs evolve.
"Every market cycle brings a different set of challenges, and the past 20 years have been a clear reminder that borrowers need more than just a loan; they need guidance," said Mike Trejo, Broker-Owner of Bridgepoint Funding. "From the 2008 downturn to today's rate environment, we've focused on helping clients make informed decisions that put them in a stronger long-term position."
As the mortgage landscape continues to shift, demand is increasing for more flexible financing solutions, particularly among self-employed borrowers and those who fall outside traditional lending guidelines. Bridgepoint Funding has expanded its offerings in response, with a growing focus on non-QM and alternative loan programs.
Looking ahead, the company plans to continue adapting to market changes while maintaining its focus on personalized service and long-term client relationships.
"Reaching 20 years is meaningful, but what matters more is staying relevant in an industry that never stands still," Trejo added. "Our goal is to keep evolving so we can continue to serve the next generation of homebuyers."
About Bridgepoint Funding
Bridgepoint Funding is an independent mortgage brokerage founded in 2006 and headquartered in Pleasant Hill, CA. The firm is licensed in California and specializes in purchase and refinance lending across a diverse product mix, including conventional, FHA, jumbo, and non-QM loans. For more information, visit https://bpfund.com/.
About Mike Trejo
Mike Trejo is the Broker-Owner of Bridgepoint Funding and a Bay Area native with over two decades of mortgage experience. Personally licensed in California, Texas, and Washington, he began his career as a loan officer in 2000 and has since built a track record of consistent production. He has been recognized by Mortgage Executive Magazine, National Mortgage News, Scotsman Guide, and NAHREP as a Top 1% Mortgage Loan Originator nationwide in multiple years.
CONTACT:
Mike Trejo, Broker/Owner
(925) 478-8630
mtrejo@bpfund.com
SOURCE: BP Funding
View the original press release on ACCESS Newswire:
https://www.accessnewswire.com/newsroom/en/banking-and-financial-services/bridgepoint-funding-marks-20-years-guiding-homebuyers-through-market-1163509
