Prosperity Bancshares, Inc. Reports Second Quarter 2026 Earnings

• Completed the merger of Stellar Bancorp, Inc. into Prosperity Bancshares on July 1, 2026
• Second quarter net interest margin increased 29 basis points to 3.47% compared to second quarter 2025
• Second quarter net income of $168.6 million, and $162.7 million⁽¹⁾ excluding non-recurring items, an increase of 20.4% compared to second quarter 2025
• Second quarter earnings per share (diluted) of $1.67, or $1.62 excluding non-recurring items, an increase of 14.1% compared to second quarter 2025
• Noninterest-bearing deposits of $10.7 billion, representing 32.9% of total deposits
• Allowance for credit losses on loans and on off-balance sheet credit exposure of $420.5 million and allowance for credit losses on loans to total loans, excluding Warehouse Purchase Program loans, of 1.61%⁽¹⁾
• Nonperforming assets remain low at 0.34% of second quarter average interest-earning assets
• Return (annualized) on second quarter average assets of 1.55%, average common equity of 8.14% and average tangible common equity of 15.48%⁽¹⁾
• Repurchased 200 thousand shares of common stock during second quarter 2026, and 1.0 million shares during 2026

HOUSTON, July 29, 2026 /PRNewswire/ -- Prosperity Bancshares, Inc.® (NYSE: PB) ("Prosperity Bancshares"), the parent company of Prosperity Bank® (collectively, "Prosperity"), reported net income of $168.6 million for the quarter ended June 30, 2026, compared with $135.2 million for the same period in 2025. Net income per diluted common share was $1.67 for the quarter ended June 30, 2026, compared with $1.42 for the same period in 2025. On January 1, 2026, American Bank Holding Corporation ("American") merged into Prosperity Bancshares and American Bank, N.A. ("American Bank") merged into Prosperity Bank (collectively, the "American Merger"), and on February 1, 2026, Southwest Bancshares, Inc. ("Southwest") merged into Prosperity Bancshares and Texas Partners Bank ("Texas Partners") merged into Prosperity Bank (collectively, the "Southwest Merger"). During the second quarter of 2026, Prosperity incurred a net gain of $8.2 million, or $0.06⁽¹⁾ per diluted common share as a result of the exchange and conversion of Visa Class B-2 stock and the sale of investment securities, partially offset by merger related expenses of $755 thousand, or $0.01⁽¹⁾per diluted common share. Excluding the net gain and merger related expenses, net income was $162.7(1) million and net income per diluted common share was $1.62⁽¹⁾ for the second quarter of 2026. The annualized return on second quarter average assets was 1.55%. Nonperforming assets remained low at 0.34% of second quarter average interest-earning assets. Subsequent to quarter end, on July 1, 2026, Stellar Bancorp, Inc. ("Stellar") merged into Prosperity Bancshares and Stellar Bank ("Stellar Bank") merged into Prosperity Bank (collectively, the "Stellar Merger").

"I am excited to announce that on July 1, 2026, Prosperity Bancshares completed the merger of Stellar and its wholly owned subsidiary Stellar Bank, headquartered in Houston, Texas. Stellar Bank operated 52 banking offices including its main office in Houston and banking offices in the Houston, Beaumont and East Texas areas and in Dallas, Texas. I am also pleased to announce that in connection with the mergers, Robert Franklin, former CEO of Stellar, and Joe Swinbank, a former Stellar director, have joined the Prosperity Bancshares Board of Directors and that Ray Vitulli, former CEO of Stellar Bank, and Pat Parsons, a former Stellar Bank director, have joined the Prosperity Bank Board of Directors. Pat was instrumental in building Stellar Bank's Beaumont franchise over the years," said David Zalman, Prosperity's Senior Chairman and Chief Executive Officer.

"Texas has one of the strongest and most diverse state economies in the U.S., ranking as the second largest by GDP after California and approximately the 8th largest economy in the world. Oklahoma has a smaller but stable economy, heavily influenced by oil and gas, with more modest growth. Texas continues to shine as more people and companies move to the state because of the business-friendly political structure and no state income tax," stated Zalman.

"Excluding the gain on Visa Class B-2 stock exchange net of investment securities sales and merger related expenses, as noted above, net income increased 20.4% and diluted earnings per share increased 14.1% compared with the same period last year," added Zalman.

"We are pleased with our growth. Giving effect to the Stellar Bank merger, our assets are over $53 billion compared with $38 billion as of June 30, 2025. This represents a 39% growth over the year. I want to thank everyone involved in our company for helping to make it the success it has become," concluded Zalman.

Results of Operations for the Three Months Ended June 30, 2026

For the three months ended June 30, 2026, net income was $168.6 million⁽²⁾ or $1.67 per diluted common share compared with $135.2 million⁽³⁾ or $1.42 per diluted common share for the same period in 2025. Net income and net income per diluted common share for the second quarter of 2026 were primarily impacted by an increase in net interest income and a gain on Visa Class B-2 stock exchange net of investment securities sales of $8.2 million, partially offset by an increase in noninterest expenses related to the American and Southwest operations and an increase in provision for income taxes. On a linked quarter basis, net income was $168.6 million⁽²⁾ or $1.67 per diluted common share for the three months ended June 30, 2026, compared with $116.3 million⁽⁴⁾ or $1.16 for the three months ended March 31, 2026. The change was primarily due to an increase in net interest income, lower merger related expenses and a gain on Visa Class B-2 stock exchange net of investment securities sales of $8.2 million. Annualized returns on average assets, average common equity and average tangible common equity for the three months ended June 30, 2026, were 1.55%, 8.14% and 15.48%⁽¹⁾, respectively.

Excluding the gain on Visa Class B-2 stock exchange net of investment securities sales, net of tax, and merger related expenses, net of tax, net income was $162.7⁽¹⁾million and earnings per diluted common share was $1.62⁽¹⁾ for the three months ended June 30, 2026, and annualized returns on average assets, average common equity and average tangible common equity were 1.50%⁽¹⁾, 7.85%⁽¹⁾ and 14.93%⁽¹⁾, respectively. Prosperity's efficiency ratio (excluding net gains and losses on the sale, write-down or write-up of assets and securities) was 45.99%⁽¹⁾ for the three months ended June 30, 2026, and excluding the merger related expenses, the efficiency ratio was 45.79%⁽¹⁾.

Net interest income before provision for credit losses was $330.6 million for the three months ended June 30, 2026, compared with $267.7 million for the same period in 2025, an increase of $62.8 million or 23.5%. The net interest margin on a tax equivalent basis was 3.47% for the three months ended June 30, 2026, compared with 3.18% for the same period in 2025. The changes to both measures were primarily due to the repricing of assets, a decrease in the average balance and average rate on other borrowings and the impact of the American Merger and the Southwest Merger. Net interest income before provision for credit losses increased $9.4 million or 2.9% to $330.6 million for the three months ended June 30, 2026, compared with $321.2 million for the three months ended March 31, 2026. The net interest margin on a tax equivalent basis was 3.47% for the three months ended June 30, 2026, compared with 3.51% for the three months ended March 31, 2026. The decrease was primarily due to one-time loan interest income from a nonaccrual loan in the first quarter of 2026.

Noninterest income was $60.7 million for the three months ended June 30, 2026, compared with $43.0 million for the same period in 2025, an increase of $17.7 million or 41.2%. The change was primarily due to the American Merger and the Southwest Merger and a gain on Visa Class B-2 stock exchange net of investment securities sales of $8.2 million. Noninterest income was $60.7 million for the three months ended June 30, 2026, compared with $46.5 million for the three months ended March 31, 2026, an increase of $14.2 million or 30.6%. The change was primarily due to a gain on Visa Class B-2 stock exchange net of investment securities sales of $8.2 million and an increase in other noninterest income.

Noninterest expense was $176.2 million for the three months ended June 30, 2026, compared with $138.6 million for the same period in 2025, an increase of $37.6 million. The change was primarily due to an increase in salaries and benefits and an increase in additional expenses related to three months of American and Southwest operations. Noninterest expense was $176.2 million for the three months ended June 30, 2026, compared with $217.3 million for the three months ended March 31, 2026, a decrease of $41.1 million, which was primarily due to lower merger related expenses.

Results of Operations for the Six Months Ended June 30, 2026

For the six months ended June 30, 2026, net income was $284.9 million⁽⁵⁾ compared with $265.4 million⁽⁶⁾ for the same period in 2025, an increase of $19.5 million or 7.3%. Net income per diluted common share was $2.84 for the six months ended June 30, 2026, compared with $2.79 for the same period in 2025, an increase of 1.8%. Net income and net income per diluted common share for the six months ended June 30, 2026, were impacted by the American Merger and the Southwest Merger, merger related expenses of $43.3 million and a gain on Visa Class B-2 stock exchange net of investment securities sales of $8.2 million. Returns on average assets, average common equity and average tangible common equity for the six months ended June 30, 2026, were 1.33%, 6.93% and 13.02%⁽¹⁾, respectively.

Excluding the merger related expenses, net of tax, and gain on Visa Class B-2 stock exchange net of investment securities sales, net of tax, net income was $312.5⁽¹⁾million and earnings per diluted common share was $3.12⁽¹⁾ for the six months ended June 30, 2026, and annualized returns on average assets, average common equity and average tangible common equity were 1.46%⁽¹⁾, 7.60%⁽¹⁾and 14.29%⁽¹⁾, respectively. Prosperity's efficiency ratio (excluding net gains and losses on the sale or write-down of assets and securities) was 52.44%⁽¹⁾ for the six months ended June 30, 2026; and excluding merger related expenses, the efficiency ratio was 46.67%⁽¹⁾.

Net interest income before provision for credit losses for the six months ended June 30, 2026, was $651.7 million compared with $533.1 million for the same period in 2025, an increase of $118.6 million or 22.2%. The net interest margin on a tax equivalent basis for the six months ended June 30, 2026, was 3.49% compared with 3.16% for the same period in 2025. The changes to both measures were primarily due to the repricing of assets, the impact of the American Merger and the Southwest Merger and a decrease in the average balance and average rate on other borrowings.

Noninterest income was $107.2 million for the six months ended June 30, 2026, compared with $84.3 million for the same period in 2025, an increase of $22.9 million or 27.2%, primarily due to the American Merger and the Southwest Merger and a gain on Visa Class B-2 stock exchange net of investment securities sales of $8.2 million.

Noninterest expense was $393.5 million for the six months ended June 30, 2026, compared with $278.9 million for the same period in 2025, an increase of $114.6 million, primarily due to an increase in merger related expenses of $43.3 million, an increase in salaries and benefits and an increase in additional expenses related to six months of American operations and five months of Southwest operations.

Balance Sheet Information

Prosperity had $43.873 billion in total assets at June 30, 2026, an increase of $5.455 billion or 14.2%, compared with $38.417 billion at June 30, 2025, primarily due to the American Merger and the Southwest Merger. Linked quarter total assets increased by $253.3 million compared with $43.619 billion at March 31, 2026.

Loans were $25.028 billion at June 30, 2026, an increase of $2.831 billion or 12.8% from $22.197 billion at June 30, 2025. Linked quarter loans decreased $260.0 million from $25.288 billion at March 31, 2026. Loans, excluding Warehouse Purchase Program loans, were $23.738 billion at June 30, 2026, compared with $20.910 billion at June 30, 2025, an increase of $2.828 billion or 13.5%, and compared with $23.855 billion at March 31, 2026, a decrease of $117.0 million.

Deposits were $32.600 billion at June 30, 2026, an increase of $5.126 billion or 18.7% from $27.473 billion at June 30, 2025, primarily due to the American Merger and the Southwest Merger. Linked quarter deposits decreased $33.1 million from $32.633 billion at March 31, 2026.

Asset Quality

Nonperforming assets totaled $130.6 million or 0.34% of quarterly average interest-earning assets at June 30, 2026, compared with $110.5 million or 0.33% of quarterly average interest-earning assets at June 30, 2025 and $122.1 million or 0.33% of quarterly average interest-earning assets at March 31, 2026.

The allowance for credit losses on loans and off-balance sheet credit exposures was $420.5 million at June 30, 2026, compared with $383.7 million at June 30, 2025 and $421.5 million at March 31, 2026. There was no provision for credit losses for the three months and six months ended June 30, 2026 and 2025.

The allowance for credit losses on loans was $382.8 million or 1.53% of total loans at June 30, 2026, compared with $346.1 million or 1.56% of total loans at June 30, 2025 and $383.8 million or 1.52% of total loans at March 31, 2026. The allowance for credit losses on loans increased during the six months ended June 30, 2026 due to the American Merger and the Southwest Merger, of which $47.5 million was attributable to the American Merger and $45.1 million was attributable to the Southwest Merger. Excluding Warehouse Purchase Program loans, the allowance for credit losses on loans to total loans was 1.61%⁽¹⁾ at June 30, 2026, compared with 1.66%⁽¹⁾ at June 30, 2025 and 1.61%⁽¹⁾ at March 31, 2026.

Net charge-offs were $2.2 million for the three months ended June 30, 2026, compared with net charge-offs of $3.0 million for the three months ended June 30, 2025 and $41.3 million for the three months ended March 31, 2026. Net charge-offs for the three months ended June 30, 2026, included $962 thousand related to resolved purchased credit deteriorated ("PCD") loans, which had specific reserves that were allocated to the charge-offs. For the three months ended June 30, 2026, $10.3 million of reserves on resolved PCD loans without any related charge-offs were released to the general reserve.

Net charge-offs were $43.5 million for the six months ended June 30, 2026, compared with net charge-offs of $5.7 million for the six months ended June 30, 2025. Net charge-offs for the six months ended June 30, 2026, included a $39.2 million increase in net charge-offs for commercial and industrial loans. Additionally, due to the American Merger and the Southwest Merger, reserves increased by Day One accounting for PCD loans of $53.3 million and Day One accounting for purchased seasoned loans ("PSLs") of $39.3 million. Further, $12.3 million of reserves on resolved PCD loans without any related charge-offs were released to the general reserve.

Visa Class B-2 Stock Exchange

During the second quarter 2026, Prosperity tendered all of its shares of Visa, Inc. ("Visa") Class B-2 common stock in exchange for a combination of Visa Class B-3 common stock and Visa Class C common stock, pursuant to the terms and subject to the conditions of Visa's public exchange offer, which expired on May 8, 2026. Prosperity recorded an unrealized gain of $12.2 million during the second quarter 2026 based on the conversion privilege of the Class C common stock and the closing price of Visa Class A common stock. In the exchange, Prosperity received 24,246 shares of Class B-3 stock, recorded at zero cost basis, and 9,137 shares of Class C common stock and subsequently sold 3,045 shares of Class C stock. Prosperity intends to sell all remaining shares of Class C stock as permitted by the exchange agreement.

Dividend

Prosperity Bancshares declared a third quarter 2026 cash dividend of $0.60 per share to be paid on October 1, 2026, to all shareholders of record as of September 15, 2026.

Stock Repurchase Program

On January 26, 2026, Prosperity Bancshares announced a stock repurchase program under which up to 5%, or approximately 4.87 million shares, of its outstanding common stock may be acquired over a one-year period expiring on January 26, 2027, at the discretion of management. Under its 2026 stock repurchase program, Prosperity Bancshares repurchased approximately 200 thousand shares of its common stock at an average weighted price of $68.34 per share for a total of $13.7 million during the three months ended June 30, 2026, and approximately 1.04 million shares of its common stock at an average weighted price of $68.19 per share for a total of $70.8 million during the six months ended June 30, 2026.

Acquisition of Stellar Bancorp, Inc.

On July 1, 2026, Prosperity Bancshares completed the merger of Stellar and its wholly owned subsidiary Stellar Bank, headquartered in Houston, Texas. Stellar Bank operated 52 banking offices including its main office in Houston and banking offices in the Houston, Beaumont and East Texas areas and in Dallas, Texas. As of June 30, 2026, Stellar, on a consolidated basis, reported total assets of $10.413 billion, total loans of $7.510 billion and total deposits of $8.716 billion.

Pursuant to the terms of the definitive agreement, Prosperity Bancshares issued 19,371,499 shares of its common stock plus approximately $578.66 million in cash for each outstanding share of Stellar common stock.

Acquisition of Southwest Bancshares, Inc.

On February 1, 2026, Prosperity completed the acquisition of Southwest and its wholly owned subsidiary Texas Partners, headquartered in San Antonio, Texas. Texas Partners operated 11 banking offices in Central Texas including its main office in San Antonio, and banking offices in the San Antonio area, Austin and the Hill Country.

Pursuant to the terms of the definitive agreement, Prosperity Bancshares issued 4,094,974 shares of its common stock for all outstanding shares of Southwest common stock. This resulted in goodwill of $134.9 million as of June 30, 2026, which does not include all the subsequent fair value adjustments that have not yet been finalized. Additionally, Prosperity recognized $33.8 million of core deposit intangibles as of June 30, 2026.

Acquisition of American Bank Holding Corporation

On January 1, 2026, Prosperity completed the acquisition of American and its wholly owned subsidiary American Bank, headquartered in Corpus Christi, Texas. American Bank operated 18 banking offices and two loan production offices in South and Central Texas including its main office in Corpus Christi, and banking offices in San Antonio, Austin, Victoria and the greater Corpus Christi area including Port Aransas and Rockport and a loan production office in Houston, Texas.

Pursuant to the terms of the definitive agreement, Prosperity Bancshares issued 4,439,938 shares of its common stock for all outstanding shares of American common stock. This resulted in goodwill of $185.9 million as of June 30, 2026, which does not include all the subsequent fair value adjustments that have not yet been finalized. Additionally, Prosperity recognized $31.1 million of core deposit intangibles as of June 30, 2026.

Conference Call

Prosperity's management team will host a conference call on Wednesday, July 29, 2026, at 11:30 a.m. Eastern Time (10:30 a.m. Central Time) to discuss Prosperity's second quarter 2026 earnings. Individuals and investment professionals may participate in the call by dialing 877-883-0383 for domestic participants, or 412-902-6506 for international participants. The participant elite entry number is 9578428.

Alternatively, individuals may listen to the live webcast of the presentation by visiting Prosperity's website at www.prosperitybankusa.com. The webcast may be accessed from Prosperity's Investor Relations page by selecting "Presentations, Webcasts & Calls" from the menu and following the instructions.

Non-GAAP Financial Measures

Prosperity's management uses certain non-GAAP financial measures to evaluate its performance. Specifically, for internal planning and forecasting purposes, Prosperity reviews each of diluted earnings per share, return on average assets, return on average common equity, and return on average tangible common equity, in each case excluding merger related expenses, net of tax, FDIC special assessment, net of tax and net gain on the sale or write-up of securities; return on average tangible common equity; tangible book value per share; the tangible equity to tangible assets ratio; allowance for credit losses to total loans excluding Warehouse Purchase Program loans; the efficiency ratio, excluding net gains and losses on the sale and securities, write-down or write-up of assets; and the efficiency ratio, excluding net gains and losses on the sale, write-down or write-up of assets and securities, merger related expenses, and FDIC special assessment. Prosperity believes these non-GAAP financial measures provide information useful to investors in understanding Prosperity's financial results and their presentation, together with the accompanying reconciliations, provide a more complete understanding of factors and trends affecting Prosperity's business and allow investors to view performance in a manner similar to management, the entire financial services sector, bank stock analysts and bank regulators. Further, Prosperity believes that these non-GAAP financial measures provide useful information by excluding certain items that may not be indicative of its core operating earnings and business outlook. These non-GAAP financial measures should not be considered a substitute for, nor of greater importance than, GAAP basis financial measures and results; Prosperity strongly encourages investors to review its consolidated financial statements in their entirety and not to rely on any single financial measure. Because non-GAAP financial measures are not standardized, it may not be possible to compare these financial measures with other companies' non-GAAP financial measures having the same or similar names. Please refer to the "Notes to Selected Financial Data" at the end of this Earnings Release for a reconciliation of these non-GAAP financial measures to the nearest respective GAAP financial measures.

Prosperity Bancshares, Inc. ®

As of June 30, 2026, Prosperity Bancshares, Inc.® is a $43.873 billion Houston, Texas based regional financial holding company providing personal banking services and investments to consumers and businesses throughout Texas and Oklahoma. Founded in 1983, Prosperity believes in a community banking philosophy, taking care of customers, businesses and communities in the areas it serves by providing financial solutions to simplify everyday financial needs. In addition to offering traditional deposit and loan products, Prosperity offers digital banking solutions, credit and debit cards, mortgage services, retail brokerage services, trust and wealth management, and treasury management.

Prosperity currently operates 363 full-service banking locations: 62 in the Houston area, including The Woodlands; 36 in the South Texas area including Corpus Christi and Victoria; 61 in the Dallas/Fort Worth area; 21 in the East Texas area; 28 in the Central Texas area including Austin and San Antonio; 45 in the West Texas area including Lubbock, Midland-Odessa, Abilene, Amarillo and Wichita Falls; 15 in the Bryan/College Station area, 6 in the Central Oklahoma area; 8 in the Tulsa, Oklahoma area; 18 in the Central, South Texas and San Antonio areas doing business as American Bank; 11 in the San Antonio area doing business as Texas Partners Bank and 52 in Houston, Beaumont, Dallas and the East Texas areas doing business as Stellar Bank.

Cautionary Notes on Forward-Looking Statements

"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: This release contains, and the remarks by Prosperity's management on the conference call may contain, forward-looking statements within the meaning of the federal securities laws, including Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. From time to time, oral or written forward-looking statements may also be included in other information released to the public. Such forward-looking statements are typically, but not exclusively, identified by the use in the statements of words or phrases such as "aim," "anticipate," "believe," "estimate," "expect," "goal," "guidance," "intend," "is anticipated," "is expected," "is intended," "objective," "plan," "projected," "projection," "will affect," "will be," "will continue," "will decrease," "will grow," "will impact," "will increase," "will incur," "will reduce," "will remain," "will result," "would be," variations of such words or phrases (including where the word "could," "may," or "would" is used rather than the word "will" in a phrase) and similar words and phrases indicating that the statement addresses some future result, occurrence, plan or objective. Forward-looking statements include all statements other than statements of historical fact, including forecasts or trends, and are based on current expectations, assumptions, estimates and projections about Prosperity Bancshares and its subsidiaries. These forward-looking statements may include information about Prosperity's possible or assumed future economic performance or future results of operations, including future revenues, income, expenses, provision for credit losses, provision for taxes, effective tax rate, earnings per share and cash flows and Prosperity's future capital expenditures and dividends, future financial condition and changes therein, including changes in Prosperity's loan portfolio and allowance for credit losses, changes in deposits, borrowings and the investment securities portfolio, future capital structure or changes therein, as well as the plans and objectives of management for Prosperity's future operations, future or proposed acquisitions, the future or expected effect of acquisitions on Prosperity's operations, results of operations, financial condition, and future economic performance, statements about the anticipated benefits of any proposed transactions, and statements about the assumptions underlying any such statement. These forward-looking statements are not guarantees of future performance and are based on expectations and assumptions Prosperity currently believes to be valid. Because forward-looking statements relate to future results and occurrences, many of which are outside of Prosperity's control, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict. These risks and uncertainties include, but are not limited to, whether Prosperity can: successfully identify acquisition targets and integrate the businesses of acquired companies and banks; continue to sustain its current internal growth rate or total growth rate; provide products and services that appeal to its customers; continue to have access to debt and equity capital markets; and achieve its sales objectives. Other risks include, but are not limited to: the possibility that credit quality could deteriorate; actions of competitors; changes in laws and regulations (including changes in governmental interpretations of regulations and changes in accounting standards); the possibility that the anticipated benefits of an acquisition transaction are not realized when expected or at all, including as a result of the impact of, or problems arising from, the integration of two companies or as a result of the strength of the economy and competitive factors generally; a deterioration or downgrade in the credit quality and credit agency ratings of the securities in Prosperity's securities portfolio; customer and consumer demand, including customer and consumer response to marketing; effectiveness of spending, investments or programs; fluctuations in the cost and availability of supply chain resources; economic conditions, including currency rate, interest rate and commodity price fluctuations; changes in trade policies by the United States or other countries, such as tariffs or retaliatory tariffs; and the effect, impact, potential duration or other implications of weather and climate-related events. Prosperity disclaims any obligation to update such factors or to publicly announce the results of any revisions to any of the forward-looking statements included herein to reflect future events or developments. These and various other factors are discussed in Prosperity's Annual Report on Form 10-K for the year ended December 31, 2025, and other reports and statements Prosperity has filed with the Securities and Exchange Commission ("SEC"). Copies of the SEC filings for Prosperity may be downloaded from the Internet at no charge from http://www.prosperitybankusa.com.

(1)	Refer to the "Notes to Selected Financial Data" at the end of this Earnings Release for a reconciliation of this non-GAAP financial measure to the nearest GAAP financial measure.
(2)	Includes purchase accounting adjustments of $4.6 million, net of tax, primarily comprised of loan discount accretion of $4.0 million, and net gain on sale or write-up of securities of $8.2 million for the three months ended June 30, 2026.
(3)	Includes purchase accounting adjustments of $2.8 million, net of tax, primarily comprised of loan discount accretion of $3.1 million for the three months ended June 30, 2025.
(4)	Includes purchase accounting adjustments of $4.8 million, net of tax, primarily comprised of loan discount accretion of $3.7 million, and merger related provision for credit losses of $42.5 million for the three months ended March 31, 2026.
(5)	Includes purchase accounting adjustments of $9.4 million, net of tax, primarily comprised of loan discount accretion of $7.8 million, merger related provision for credit losses of $43.3 million and net gain on sale or write-up of securities of $8.2 million for the six months ended June 30, 2026.
(6)	Includes purchase accounting adjustments of $6.0 million, net of tax, primarily comprised of loan discount accretion of $6.4 million for the six months ended June 30, 2025.

Prosperity Bancshares, Inc.® Financial Highlights (Unaudited) (In thousands)
		Jun 30, 2026				Mar 31, 2026				Dec 31, 2025				Sep 30, 2025				Jun 30, 2025
Balance Sheet Data (at period end)
Loans held for sale		$	18,656			$	21,925			$	14,155			$	11,297			$	6,004
Loans held for investment			23,719,186				23,832,909				20,486,415				20,738,294				20,903,944
Loans held for investment - Warehouse Purchase Program			1,290,156				1,433,152				1,304,798				1,278,178				1,287,440
Total loans			25,027,998				25,287,986				21,805,368				22,027,769				22,197,388
Investment securities(A)			12,339,080				11,951,591				10,613,425				10,232,462				10,608,104
Federal funds sold			194				209				217				210				197
Allowance for credit losses on loans			(382,841)				(383,840)				(333,742)				(339,626)				(346,084)
Cash and due from banks			1,683,062				1,547,967				1,747,511				1,766,115				1,304,993
Goodwill			3,823,920				3,822,283				3,503,127				3,503,127				3,503,127
Core deposit intangibles, net			105,582				111,243				51,605				55,194				58,796
Other real estate owned			11,296				13,257				13,296				13,750				7,874
Fixed assets, net			428,478				429,775				383,449				378,776				374,602
Other assets			835,742				838,712				679,169				692,692				708,355
Total assets		$	43,872,511			$	43,619,183			$	38,463,425			$	38,330,469			$	38,417,352
Noninterest-bearing deposits		$	10,739,937			$	10,580,920			$	9,467,911			$	9,522,028			$	9,426,657
Interest-bearing deposits			21,859,750				22,051,836				19,014,573				18,260,066				18,046,754
Total deposits			32,599,687				32,632,756				28,482,484				27,782,094				27,473,411
Other borrowings			2,400,000				2,200,000				1,950,000				2,400,000				2,900,000
Securities sold under repurchase agreements			199,576				176,099				201,216				185,797				183,572
Subordinated notes and junior subordinated debentures			70,000				76,186				-				-				-
Allowance for credit losses on off-balance sheet credit exposures			37,646				37,646				37,646				37,646				37,646
Other liabilities			260,343				288,645				175,939				259,994				222,987
Total liabilities			35,567,252				35,411,332				30,847,285				30,665,531				30,817,616
Shareholders' equity(B)			8,305,259				8,207,851				7,616,140				7,664,938				7,599,736
Total liabilities and equity		$	43,872,511			$	43,619,183			$	38,463,425			$	38,330,469			$	38,417,352

(A)	Includes ($319), $44, ($375), ($1,987) and ($1,657) in unrealized losses on available for sale securities for the quarterly periods ended June 30, 2026, March 31, 2026, December 31, 2025, September 30, 2025, and June 30, 2025, respectively.
(B)	Includes ($251), $35, ($296), ($1,570) and ($1,309) in after-tax unrealized losses on available for sale securities for the quarterly periods ended June 30, 2026, March 31, 2026, December 31, 2025, September 30, 2025, and June 30, 2025, respectively.

Prosperity Bancshares, Inc.® Financial Highlights (Unaudited) (In thousands)
		Three Months Ended																				Year-to-Date
		Jun 30, 2026				Mar 31, 2026				Dec 31, 2025				Sep 30, 2025				Jun 30, 2025				Jun 30, 2026				Jun 30, 2025
Income Statement Data
Interest income:
Loans		$	369,574			$	361,756			$	321,516			$	329,445			$	325,490			$	731,330			$	644,513
Securities(C)			81,200				70,531				56,767				58,207				57,836				151,731				115,722
Federal funds sold and other earning assets			8,719				9,488				8,364				10,455				9,438				18,207				25,334
Total interest income			459,493				441,775				386,647				398,107				392,764				901,268				785,569
Interest expense:
Deposits			107,084				104,237				94,625				95,965				93,790				211,321				189,387
Other borrowings			20,094				14,783				16,028				27,613				30,101				34,877				60,593
Securities sold under repurchase agreements			1,019				902				1,041				1,094				1,151				1,921				2,485
Subordinated notes and junior subordinated debentures			746				703				-				-				-				1,449				-
Total interest expense			128,943				120,625				111,694				124,672				125,042				249,568				252,465
Net interest income			330,550				321,150				274,953				273,435				267,722				651,700				533,104
Provision for credit losses			-				-				-				-				-				-				-
Net interest income after provision for credit losses			330,550				321,150				274,953				273,435				267,722				651,700				533,104
Noninterest income:
Nonsufficient funds (NSF) fees			11,349				10,867				9,715				9,805				8,885				22,216				18,032
Credit card, debit card and ATM card income			10,303				9,483				9,462				9,446				9,761				19,786				18,500
Service charges on deposit accounts			9,235				8,680				7,618				7,317				7,645				17,915				15,053
Trust income			4,943				4,922				3,662				3,526				3,859				9,865				7,460
Mortgage income			1,363				1,280				954				931				965				2,643				1,974
Brokerage income			1,478				1,568				1,570				1,328				1,225				3,046				2,487
Bank owned life insurance income			2,476				2,598				2,117				2,111				1,985				5,074				4,100
Net gain (loss) on sale or write-down of assets			(42)				318				35				3				1,414				276				1,179
Net gain on sale or write-up of securities			8,235				-				-				-				-				8,235				-
Other noninterest income			11,365				6,758				7,647				6,771				7,243				18,123				15,498
Total noninterest income			60,705				46,474				42,780				41,238				42,982				107,179				84,283
Noninterest expense:
Salaries and benefits			110,965				109,211				88,384				87,949				87,296				220,176				176,772
Net occupancy and equipment			10,685				10,654				9,379				9,395				9,168				21,339				18,314
Credit and debit card, data processing and software amortization			16,121				18,114				12,621				12,515				12,056				34,235				23,478
Regulatory assessments and FDIC insurance			5,287				6,041				1,600				5,198				5,508				11,328				11,297
Core deposit intangibles amortization			5,661				5,259				3,588				3,602				3,610				10,920				7,251
Depreciation			5,795				5,548				5,155				4,966				4,779				11,343				9,553
Communications			4,271				3,834				3,528				3,480				3,507				8,105				6,980
Other real estate expense			350				341				219				314				204				691				344
Net (gain) loss on sale or write-down of other real estate			(41)				(41)				109				(81)				(222)				(82)				(252)
Merger related expenses			755				42,516				268				62				-				43,271				-
Other noninterest expense			16,327				15,810				13,861				11,235				12,659				32,137				25,129
Total noninterest expense			176,176				217,287				138,712				138,635				138,565				393,463				278,866
Income before income taxes			215,079				150,337				179,021				176,038				172,139				365,416				338,521
Provision for income taxes			46,496				34,070				39,114				38,482				36,984				80,566				73,141
Net income available to common shareholders		$	168,583			$	116,267			$	139,907			$	137,556			$	135,155			$	284,850			$	265,380

(C)	Interest income on securities was reduced by net premium amortization of $3,790, $3,829, $4,668, $2,877, and $4,926 for the three months ended June 30, 2026, March 31, 2026, December 31, 2025, September 30, 2025, and June 30, 2025, respectively, and $7,619 and $9,953 for the six months ended June 30, 2026, and 2025, respectively.

Prosperity Bancshares, Inc. ® Financial Highlights (Unaudited) (Dollars and share amounts in thousands, except per share data and market prices)
		Three Months Ended																				Year-to-Date
		Jun 30, 2026				Mar 31, 2026				Dec 31, 2025				Sep 30, 2025				Jun 30, 2025				Jun 30, 2026				Jun 30, 2025
Profitability
Net income (D) (E)		$	168,583			$	116,267			$	139,907			$	137,556			$	135,155			$	284,850			$	265,380
Basic earnings per share		$	1.67			$	1.16			$	1.49			$	1.45			$	1.42			$	2.84			$	2.79
Diluted earnings per share		$	1.67			$	1.16			$	1.49			$	1.45			$	1.42			$	2.84			$	2.79
Return on average assets (F) (J)			1.55	%			1.10	%			1.49	%			1.44	%			1.41	%			1.33	%			1.37	%
Return on average common equity (F) (J)			8.14	%			5.70	%			7.30	%			7.18	%			7.13	%			6.93	%			7.03	%
Return on average tangible common equity (F) (G) (J)			15.48	%			10.59	%			13.61	%			13.43	%			13.44	%			13.02	%			13.33	%
Tax equivalent net interest margin (D) (E) (H)			3.47	%			3.51	%			3.30	%			3.24	%			3.18	%			3.49	%			3.16	%
Efficiency ratio (G) (I) (K)			45.99	%			59.16	%			43.66	%			44.06	%			44.80	%			52.44	%			45.26	%
Liquidity and Capital Ratios
Equity to assets			18.93	%			18.82	%			19.80	%			20.00	%			19.78	%			18.93	%			19.78	%
Common equity tier 1 capital			15.94	%			15.45	%			17.55	%			17.53	%			17.10	%			15.94	%			17.10	%
Tier 1 risk-based capital			15.94	%			15.45	%			17.55	%			17.53	%			17.10	%			15.94	%			17.10	%
Total risk-based capital			17.38	%			16.63	%			18.80	%			18.78	%			18.35	%			17.38	%			18.35	%
Tier 1 leverage capital			11.12	%			11.22	%			11.93	%			11.90	%			11.62	%			11.12	%			11.62	%
Period end tangible equity to period end tangible assets (G)			10.96	%			10.77	%			11.63	%			11.81	%			11.58	%			10.96	%			11.58	%
Other Data
Weighted-average shares used in computing earnings per common share
Basic			100,783				99,825				94,044				95,093				95,277				100,306				95,271
Diluted			100,783				99,825				94,044				95,093				95,277				100,306				95,271
Period end shares outstanding			100,646				100,835				93,058				94,993				95,277				100,646				95,277
Cash dividends paid per common share		$	0.60			$	0.60			$	0.60			$	0.58			$	0.58			$	1.20			$	1.16
Book value per common share		$	82.52			$	81.40			$	81.84			$	80.69			$	79.76			$	82.52			$	79.76
Tangible book value per common share (G)		$	43.48			$	42.39			$	43.64			$	43.23			$	42.38			$	43.48			$	42.38
Common Stock Market Price
High		$	74.37			$	77.20			$	73.90			$	75.44			$	74.56			$	77.20			$	82.75
Low		$	65.90			$	63.20			$	61.07			$	64.27			$	61.57			$	63.20			$	61.57
Period end closing price		$	73.03			$	67.18			$	69.11			$	66.35			$	70.24			$	73.03			$	70.24
Employees - FTE (excluding overtime)			4,324				4,429				3,941				3,937				3,921				4,194				3,921
Number of banking centers			311				312				283				283				283				311				283

(D)	Includes purchase accounting adjustments for the periods presented as follows:

	Three Months Ended										Year-to-Date
	Jun 30, 2026		Mar 31, 2026		Dec 31, 2025		Sep 30, 2025		Jun 30, 2025		Jun 30, 2026		Jun 30, 2025
Loan discount accretion
Purchased seasoned loans ("PSLs")	$3,104		$2,562		$2,926		$2,242		$2,486		$5,666		$5.101
PCD	$901		$1,186		$205		$613		$638		$2,087		$1,315
Securities net accretion	$1,462		$1,573		$342		$1,475		$409		$3,035		$1,114
Time deposits amortization	$(357)		$(699)		$(1)		$(1)		$(2)		$(1,056)		$(11)

(E)	Using effective tax rate of 21.6%, 22.7%, 21.8%, 21.9% and 21.5% for the three months ended June 30, 2026, March 31, 2026, December 31, 2025, September 30, 2025 and June 30, 2025, respectively, and 22.0% and 21.6% for the six months ended June 30, 2026, and 2025, respectively.
(F)	Interim periods annualized.
(G)	Refer to the "Notes to Selected Financial Data" at the end of this Earnings Release for a reconciliation of this non-GAAP financial measure to the nearest GAAP financial measure.
(H)	Net interest margin for all periods presented is based on average balances on an actual 365-day basis.
(I)	Calculated by dividing total noninterest expense, excluding credit loss provisions, by net interest income plus noninterest income, excluding net gains and losses on the sale, write-down or write-up of assets and securities. Additionally, taxes are not part of this calculation.
(J)	For calculations of the annualized returns on average assets, average common equity and average tangible common equity excluding merger related expenses, net of tax, FDIC special assessment, net of tax, and net gain on sale or write-up of securities, net of tax refer to the "Notes to Selected Financial Data" at the end of this Earnings Release for a reconciliation of this non-GAAP financial measure to the nearest GAAP financial measure.
(K)	For calculations of the efficiency ratio excluding merger related expenses and FDIC special assessment refer to the "Notes to Selected Financial Data" at the end of this Earnings Release for a reconciliation of these non-GAAP financial measures to the nearest respective GAAP financial measures.

Prosperity Bancshares, Inc.® Financial Highlights (Unaudited) (Dollars in thousands)
YIELD ANALYSIS		Three Months Ended
		Jun 30, 2026										Mar 31, 2026										Jun 30, 2025
		Average Balance				Interest Earned/ Interest Paid				Average Yield/ Rate	(L)	Average Balance				Interest Earned/ Interest Paid				Average Yield/ Rate	(L)	Average Balance				Interest Earned/ Interest Paid				Average Yield/ Rate			(L)
Interest-earning assets:
Loans held for sale		$	17,858			$	281			6.31 %		$	15,800			$	238			6.11 %		$	9,813			$	166			6.79 %
Loans held for investment			23,750,036				350,967			5.93 %			23,469,020				344,596			5.95 %			20,907,400				306,671			5.88 %
Loans held for investment - Warehouse Purchase Program			1,316,645				18,326			5.58 %			1,207,793				16,922			5.68 %			1,179,307				18,653			6.34 %
Total loans			25,084,539				369,574			5.91 %			24,692,613				361,756			5.94 %			22,096,520				325,490			5.91 %
Investment securities			12,258,188				81,200			2.66 %	(M)		11,469,762				70,531			2.49 %	(M)		10,867,856				57,836			2.13 %			(M)
Federal funds sold and other earning assets			969,502				8,719			3.61 %			1,026,015				9,488			3.75 %			841,933				9,438			4.50 %
Total interest-earning assets			38,312,229				459,493			4.81 %			37,188,390				441,775			4.82 %			33,806,309				392,764			4.66 %
Allowance for credit losses on loans			(383,281)										(330,133)										(348,310)
Noninterest-earning assets			5,508,187										5,361,351										4,933,215
Total assets		$	43,437,135									$	42,219,608									$	38,391,214
Interest-bearing liabilities:
Interest-bearing demand deposits		$	6,135,720			$	15,093			0.99 %		$	6,266,423			$	13,993			0.91 %		$	4,807,864			$	8,859			0.74 %
Savings and money market deposits			10,928,333				53,661			1.97 %			10,583,184				50,719			1.94 %			8,944,897				45,796			2.05 %
Certificates and other time deposits			4,787,401				38,330			3.21 %			4,830,369				39,525			3.32 %			4,366,510				39,135			3.59 %
Other borrowings			2,174,506				20,094			3.71 %			1,620,556				14,783			3.70 %			2,717,583				30,101			4.44 %
Securities sold under repurchase agreements			194,250				1,019			2.10 %			177,719				902			2.06 %			194,577				1,151			2.37 %
Subordinated notes and junior subordinated debentures			70,408				746			4.25 %			63,673				703			4.48 %			-				-				-
Total interest-bearing liabilities			24,290,618				128,943			2.13 %	(N)		23,541,924				120,625			2.08 %	(N)		21,031,431				125,042			2.38 %			(N)
Noninterest-bearing liabilities:
Noninterest-bearing demand deposits			10,561,142										10,260,022										9,508,845
Allowance for credit losses on off- balance sheet credit exposures			37,646										38,070										37,646
Other liabilities			259,201										218,810										227,002
Total liabilities			35,148,607										34,058,826										30,804,924
Shareholders' equity			8,288,528										8,160,782										7,586,290
Total liabilities and shareholders' equity		$	43,437,135									$	42,219,608									$	38,391,214
Net interest income and margin						$	330,550			3.46 %						$	321,150			3.50 %						$	267,722			3.18 %
Non-GAAP to GAAP reconciliation:
Tax equivalent adjustment							580										575										574
Net interest income and margin (tax equivalent basis)						$	331,130			3.47 %						$	321,725			3.51 %						$	268,296			3.18 %

(L)	Annualized and based on an actual 365-day basis.
(M)	Yield on securities was impacted by net premium amortization of $3,790, $3,829, and $4,926 for the three months ended June 30, 2026, March 31, 2026, and June 30, 2025, respectively.
(N)	Total cost of funds, including noninterest bearing deposits, was 1.48%, 1.45%, and 1.64% for the three months ended June 30, 2026, March 31, 2026, and June 30, 2025, respectively.

Prosperity Bancshares, Inc.® Financial Highlights (Unaudited) (Dollars in thousands)
YIELD ANALYSIS		Year-to-Date
		Jun 30, 2026										Jun 30, 2025
		Average Balance				Interest Earned/ Interest Paid				Average Yield/ Rate	(O)	Average Balance				Interest Earned/ Interest Paid				Average Yield/ Rate			(O)
Interest-earning assets:
Loans held for sale		$	16,834			$	519			6.22 %		$	8,698			$	293			6.79 %
Loans held for investment			23,610,945				695,563			5.94 %			20,933,170				611,739			5.89 %
Loans held for investment - Warehouse Purchase Program			1,262,533				35,248			5.63 %			1,028,534				32,481			6.37 %
Total loans			24,890,312				731,330			5.93 %			21,970,402				644,513			5.92 %
Investment securities			11,866,153				151,731			2.58 %	(P)		10,942,215				115,722			2.13 %			(P)
Federal funds sold and other earning assets			996,109				18,207			3.69 %			1,140,915				25,334			4.48 %
Total interest-earning assets			37,752,574				901,268			4.81 %			34,053,532				785,569			4.65 %
Allowance for credit losses on loans			(356,855)										(349,506)
Noninterest-earning assets			5,435,129										4,967,987
Total assets		$	42,830,848									$	38,672,013
Interest-bearing liabilities:
Interest-bearing demand deposits		$	6,199,301			$	29,086			0.95 %		$	5,015,178			$	17,878			0.72 %
Savings and money market deposits			10,757,523				104,380			1.96 %			8,975,919				91,441			2.05 %
Certificates and other time deposits			4,808,748				77,855			3.26 %			4,396,350				80,068			3.67 %
Other borrowings			1,899,061				34,877			3.70 %			2,746,961				60,593			4.45 %
Securities sold under repurchase agreements			186,030				1,921			2.08 %			206,197				2,485			2.43 %
Subordinated notes and junior subordinated debentures			67,059				1,449			4.36 %			-				-				-
Total interest-bearing liabilities			23,917,722				249,568			2.10 %	(Q)		21,340,605				252,465			2.39 %			(Q)
Noninterest-bearing liabilities:
Noninterest-bearing demand deposits			10,412,431										9,506,704
Allowance for credit losses on off-balance sheet credit exposures			37,857										37,646
Other liabilities			238,470										240,789
Total liabilities			34,606,480										31,125,744
Shareholders' equity			8,224,368										7,546,269
Total liabilities and shareholders' equity		$	42,830,848									$	38,672,013
Net interest income and margin						$	651,700			3.48 %						$	533,104			3.16 %
Non-GAAP to GAAP reconciliation:
Tax equivalent adjustment							1,155										1,161
Net interest income and margin (tax equivalent basis)						$	652,855			3.49 %						$	534,265			3.16 %

(O)	Based on an actual 365-day basis.
(P)	Yield on securities was impacted by net premium amortization of $7,619 and $9,953 for the six months ended June 30, 2026, and 2025, respectively.
(Q)	Total cost of funds, including noninterest bearing deposits, was 1.47% and 1.65% for the six months ended June 30, 2026, and 2025, respectively.

Prosperity Bancshares, Inc.® Financial Highlights (Unaudited) (Dollars in thousands)
	Three Months Ended
	Jun 30, 2026				Mar 31, 2026				Dec 31, 2025				Sep 30, 2025				Jun 30, 2025
YIELD TREND (R)
Interest-Earning Assets:
Loans held for sale		6.31	%			6.11	%			6.27	%			6.64	%			6.79	%
Loans held for investment		5.93	%			5.95	%			5.83	%			5.90	%			5.88	%
Loans held for investment - Warehouse Purchase Program		5.58	%			5.68	%			5.89	%			6.31	%			6.34	%
Total loans		5.91	%			5.94	%			5.83	%			5.92	%			5.91	%
Investment securities (S)		2.66	%			2.49	%			2.17	%			2.19	%			2.13	%
Federal funds sold and other earning assets		3.61	%			3.75	%			3.99	%			4.44	%			4.50	%
Total interest-earning assets		4.81	%			4.82	%			4.64	%			4.71	%			4.66	%
Interest-Bearing Liabilities:
Interest-bearing demand deposits		0.99	%			0.91	%			0.75	%			0.76	%			0.74	%
Savings and money market deposits		1.97	%			1.94	%			1.96	%			2.07	%			2.05	%
Certificates and other time deposits		3.21	%			3.32	%			3.58	%			3.60	%			3.59	%
Other borrowings		3.71	%			3.70	%			3.99	%			4.42	%			4.44	%
Securities sold under repurchase agreements		2.10	%			2.06	%			2.23	%			2.32	%			2.37	%
Subordinated notes and junior subordinated debentures		4.25	%			4.48	%			-				-				-
Total interest-bearing liabilities		2.13	%			2.08	%			2.20	%			2.39	%			2.38	%
Net Interest Margin		3.46	%			3.50	%			3.30	%			3.23	%			3.18	%
Net Interest Margin (tax equivalent)		3.47	%			3.51	%			3.30	%			3.24	%			3.18	%

(R)	Annualized and based on average balances on an actual 365-day basis.
(S)	Yield on securities was impacted by net premium amortization of $3,790, $3,829, $4,668, $2,877, and $4,926 for the three months ended June 30, 2026, March 31, 2026, December 31, 2025, September 30, 2025, and June 30, 2025, respectively.

Prosperity Bancshares, Inc.® Financial Highlights (Unaudited) (Dollars in thousands)
		Three Months Ended
		Jun 30, 2026				Mar 31, 2026				Dec 31, 2025				Sep 30, 2025				Jun 30, 2025
Balance Sheet Averages
Loans held for sale		$	17,858			$	15,800			$	11,077			$	8,371			$	9,813
Loans held for investment			23,750,036				23,469,020				20,603,235				20,851,896				20,907,400
Loans held for investment - Warehouse Purchase Program			1,316,645				1,207,793				1,258,036				1,217,579				1,179,307
Total loans			25,084,539				24,692,613				21,872,348				22,077,846				22,096,520
Investment securities			12,258,188				11,469,762				10,378,696				10,530,807				10,867,856
Federal funds sold and other earning assets			969,502				1,026,015				830,926				934,318				841,933
Total interest-earning assets			38,312,229				37,188,390				33,081,970				33,542,971				33,806,309
Allowance for credit losses on loans			(383,281)				(330,133)				(337,892)				(343,872)				(348,310)
Cash and due from banks			315,132				391,668				311,541				291,809				294,379
Goodwill			3,822,507				3,718,640				3,503,127				3,503,127				3,503,127
Core deposit intangibles, net			108,589				50,089				53,553				56,956				60,739
Other real estate			13,278				14,690				14,004				11,533				8,749
Fixed assets, net			430,575				423,530				380,254				377,680				374,486
Other assets			818,106				762,734				659,371				689,659				691,735
Total assets		$	43,437,135			$	42,219,608			$	37,665,928			$	38,129,863			$	38,391,214
Noninterest-bearing deposits		$	10,561,142			$	10,260,022			$	9,543,581			$	9,451,153			$	9,508,845
Interest-bearing demand deposits			6,135,720				6,266,423				4,812,342				4,656,452				4,807,864
Savings and money market deposits			10,928,333				10,583,184				9,054,281				8,977,585				8,944,897
Certificates and other time deposits			4,787,401				4,830,369				4,519,742				4,422,996				4,366,510
Total deposits			32,412,596				31,939,998				27,929,946				27,508,186				27,628,116
Other borrowings			2,174,506				1,620,556				1,595,652				2,480,435				2,717,583
Securities sold under repurchase agreements			194,250				177,719				185,289				187,462				194,577
Subordinated notes and junior subordinated debentures			70,408				63,673				-				-				-
Allowance for credit losses on off-balance sheet credit exposures			37,646				38,070				37,646				37,646				37,646
Other liabilities			259,201				218,810				248,593				258,156				227,002
Shareholders' equity			8,288,528				8,160,782				7,668,802				7,657,978				7,586,290
Total liabilities and equity		$	43,437,135			$	42,219,608			$	37,665,928			$	38,129,863			$	38,391,214

Prosperity Bancshares, Inc.® Financial Highlights (Unaudited) (Dollars in thousands)
		Jun 30, 2026							Mar 31, 2026							Dec 31, 2025							Sep 30, 2025							Jun 30, 2025
Period End Balances
Loan Portfolio
Commercial and industrial		$	2,805,904			11.2	%		$	2,759,190			10.9	%		$	1,864,337			8.6	%		$	1,879,282			8.5	%		$	1,897,117			8.6	%
Warehouse purchase program			1,290,156			5.1	%			1,433,152			5.7	%			1,304,798			6.0	%			1,278,178			5.8	%			1,287,440			5.8	%
Construction, land development and other land loans			3,143,607			12.6	%			3,253,389			12.9	%			2,741,455			12.6	%			2,865,279			13.0	%			2,873,238			12.9	%
1-4 family residential			7,777,079			31.1	%			7,876,021			31.1	%			7,430,929			34.1	%			7,461,900			33.9	%			7,530,816			33.9	%
Home equity			827,696			3.3	%			846,739			3.3	%			843,708			3.8	%			848,740			3.9	%			869,370			3.9	%
Commercial real estate (includes multi-family residential)			7,220,978			28.9	%			7,126,212			28.2	%			5,776,397			26.5	%			5,796,937			26.3	%			5,827,645			26.3	%
Agriculture (includes farmland)			1,066,122			4.3	%			1,064,540			4.2	%			1,027,904			4.7	%			1,019,589			4.6	%			1,029,250			4.6	%
Consumer and other			412,268			1.6	%			406,680			1.6	%			376,241			1.7	%			366,027			1.7	%			368,747			1.7	%
Energy			484,188			1.9	%			522,063			2.1	%			439,599			2.0	%			511,837			2.3	%			513,765			2.3	%
Total loans		$	25,027,998						$	25,287,986						$	21,805,368						$	22,027,769						$	22,197,388
Deposit Types
Noninterest-bearing DDA		$	10,739,937			32.9	%		$	10,580,920			32.4	%		$	9,467,911			33.2	%		$	9,522,028			34.3	%		$	9,426,657			34.3	%
Interest-bearing DDA			6,133,954			18.8	%			6,345,797			19.5	%			5,365,795			18.8	%			4,766,146			17.2	%			4,708,251			17.1	%
Money market			8,248,194			25.3	%			8,163,557			25.0	%			6,538,213			23.0	%			6,402,591			23.0	%			6,302,770			23.0	%
Savings			2,700,522			8.3	%			2,743,732			8.4	%			2,592,873			9.1	%			2,616,196			9.4	%			2,667,859			9.7	%
Certificates and other time deposits			4,777,080			14.7	%			4,798,750			14.7	%			4,517,692			15.9	%			4,475,133			16.1	%			4,367,874			15.9	%
Total deposits		$	32,599,687						$	32,632,756						$	28,482,484						$	27,782,094						$	27,473,411
Loan to Deposit Ratio			76.8	%						77.5	%						76.6	%						79.3	%						80.8	%

Prosperity Bancshares, Inc.® Financial Highlights (Unaudited) (Dollars in thousands)
Construction Loans
		Jun 30, 2026							Mar 31, 2026							Dec 31, 2025							Sep 30, 2025							Jun 30, 2025
Single family residential construction		$	689,081			21.9	%		$	690,393			21.2	%		$	613,288			22.4	%		$	665,194			23.2	%		$	696,569			24.2	%
Land development			359,067			11.4	%			407,811			12.5	%			252,650			9.2	%			248,616			8.7	%			227,254			7.9	%
Raw land			227,614			7.3	%			276,693			8.5	%			220,169			8.0	%			230,021			8.0	%			248,380			8.7	%
Residential lots			224,650			7.1	%			249,071			7.7	%			199,709			7.3	%			203,396			7.1	%			217,835			7.6	%
Commercial lots			61,423			2.0	%			61,691			1.9	%			59,683			2.2	%			59,853			2.1	%			55,176			1.9	%
Commercial construction and other			1,581,569			50.3	%			1,567,640			48.2	%			1,396,850			50.9	%			1,459,255			50.9	%			1,428,985			49.7	%
Net unaccreted premium (discount)			203							90							(894)							(1,056)							(961)
Total construction loans		$	3,143,607						$	3,253,389						$	2,741,455						$	2,865,279						$	2,873,238

Non-Owner Occupied Commercial Real Estate Loans by Metropolitan Statistical Area (MSA) as of June 30, 2026
	Houston				Dallas				Austin				OK City				Tulsa				Other (T)				Total
Collateral Type
Shopping center/retail	$	266,513			$	207,360			$	67,619			$	76,541			$	4,831			$	343,777			$	966,641
Commercial and industrial buildings		213,733				114,459				33,894				28,656				11,056				305,583				707,381
Office buildings		134,384				278,033				77,949				42,894				3,805				111,395				648,460
Medical buildings		111,580				56,722				25,804				41,667				28,826				65,432				330,031
Apartment buildings		136,295				67,268				143,477				10,048				12,385				222,261				591,734
Hotel		108,606				116,419				36,165				15,573				-				252,301				529,064
Other		196,829				68,955				153,008				4,297				5,781				426,209				855,079
Total	$	1,167,940			$	909,216			$	537,916			$	219,676			$	66,684			$	1,726,958			$	4,628,390		(U)

Acquired Loans
	PSL												PCD Loans												Total Acquired Loans
	Balance at Acquisition Date				Balance at Mar 31, 2026				Balance at Jun 30, 2026				Balance at Acquisition Date				Balance at Mar 31, 2026				Balance at Jun 30, 2026				Balance at Acquisition Date				Balance at Mar 31, 2026				Balance at Jun 30, 2026
Loan marks:
Acquired banks (V)	$	388,625			$	15,064			$	15,986			$	332,400			$	5,053			$	4,483			$	721,025			$	20,117			$	20,469
American Bank (W)		15,473				15,902				16,443				1,923				1,297				1,067				17,396				17,199				17,510
Texas Partners Bank (X)		38,467				37,626				36,199				2,328				2,090				1,894				40,795				39,716				38,093
Total		442,565				68,592				68,628				336,651				8,440			$	7,444				779,216				77,032				76,072
Acquired portfolio loan balances:
Acquired banks (V)		14,323,981				1,331,556				1,219,719				1,376,673				293,365				239,094				15,700,654				1,624,921				1,458,813
American Bank (W)		1,810,982				1,684,101				1,488,985				93,300				89,055				75,647				1,904,282				1,773,156				1,564,632
Texas Partners Bank (X)		1,864,565				1,769,908				1,591,030				76,199				70,248				68,004				1,940,764				1,840,156				1,659,034
Total		17,999,528				4,785,565				4,299,734				1,546,172				452,668				382,745				19,545,700		(Y)		5,238,233				4,682,479
Acquired portfolio loan balances with loan marks	$	17,556,963			$	4,716,973			$	4,231,106			$	1,209,521			$	444,228			$	375,301			$	18,766,484			$	5,161,201			$	4,606,407

(T)	Includes other MSA and non-MSA regions.
(U)	Represents a portion of total commercial real estate loans of $7.221 billion as of June 30, 2026.
(V)	Includes Bank Arlington, American State Bank, Community National Bank, First Federal Bank Texas, Coppermark Bank, First Victoria National Bank, The F&M Bank & Trust Company, Tradition Bank, LegacyTexas Bank, FirstCapital Bank and Lone Star State Bank of West Texas.
(W)	The American Merger was completed on January 1, 2026. The American Merger resulted in the addition of $1.904 billion in loans with related purchase accounting adjustments of $17.4 million at acquisition date.
(X)	The Southwest Merger was completed on February 1, 2026. The Southwest Merger resulted in the addition of $1.941 billion in loans with related purchase accounting adjustments of $40.8 million at acquisition date.
(Y)	Actual principal balances acquired.

Prosperity Bancshares, Inc.® Financial Highlights (Unaudited) (Dollars in thousands)
	Three Months Ended																				Year-to-Date
	Jun 30, 2026				Mar 31, 2026				Dec 31, 2025				Sep 30, 2025				Jun 30, 2025				Jun 30, 2026				Jun 30, 2025
Asset Quality
Nonaccrual loans	$	116,911			$	106,473			$	137,217			$	105,529			$	102,031			$	116,911			$	102,031
Accruing loans 90 or more days past due		2,360				2,241				317				268				576				2,360				576
Total nonperforming loans		119,271				108,714				137,534				105,797				102,607				119,271				102,607
Repossessed assets		9				136				12				16				6				9				6
Other real estate		11,296				13,257				13,296				13,750				7,874				11,296				7,874
Total nonperforming assets	$	130,576			$	122,107			$	150,842			$	119,563			$	110,487			$	130,576			$	110,487
Nonperforming assets:
Commercial and industrial (includes energy)	$	22,115			$	17,495			$	57,237			$	27,880			$	27,680			$	22,115			$	27,680
Construction, land development and other land loans		3,781				2,054				2,183				583				1,859				3,781				1,859
1-4 family residential (includes home equity)		64,394				63,168				60,296				57,241				50,501				64,394				50,501
Commercial real estate (includes multi-family residential)		19,597				17,880				9,215				11,471				12,865				19,597				12,865
Agriculture (includes farmland)		15,590				16,259				16,713				17,080				17,547				15,590				17,547
Consumer and other		5,099				5,251				5,198				5,308				35				5,099				35
Total	$	130,576			$	122,107			$	150,842			$	119,563			$	110,487			$	130,576			$	110,487
Number of loans/properties		499				484				449				424				392				499				392
Allowance for credit losses on loans	$	382,841			$	383,840			$	333,742			$	339,626			$	346,084			$	382,841			$	346,084
Net charge-offs (recoveries):
Commercial and industrial (includes energy)	$	1,386			$	39,225			$	5,388			$	3,341			$	1,044			$	40,611			$	1,374
Construction, land development and other land loans		50				-				(154)				34				(3)				50				(159)
1-4 family residential (includes home equity)		314				862				175				853				342				1,176				1,393
Commercial real estate (includes multi-family residential)		(1,064)				(121)				(665)				1,015				55				(1,185)				233
Agriculture (includes farmland)		28				52				(5)				(40)				(14)				80				(14)
Consumer and other		1,469				1,291				1,145				1,255				1,593				2,760				2,894
Total	$	2,183			$	41,309			$	5,884			$	6,458			$	3,017			$	43,492			$	5,721
Asset Quality Ratios
Nonperforming assets to average interest-earning assets		0.34	%			0.33	%			0.46	%			0.36	%			0.33	%			0.35	%			0.32	%
Nonperforming assets to loans and other real estate		0.52	%			0.48	%			0.69	%			0.54	%			0.50	%			0.52	%			0.50	%
Net charge-offs to average loans (annualized)		0.03	%			0.67	%			0.11	%			0.12	%			0.05	%			0.35	%			0.05	%
Allowance for credit losses on loans to total loans		1.53	%			1.52	%			1.53	%			1.54	%			1.56	%			1.53	%			1.56	%
Allowance for credit losses on loans to total loans, excluding Warehouse Purchase Program loans (G)		1.61	%			1.61	%			1.63	%			1.64	%			1.66	%			1.61	%			1.66	%

Prosperity Bancshares, Inc.®
Notes to Selected Financial Data (Unaudited)
(Dollars and share amounts in thousands, except per share data)

NOTES TO SELECTED FINANCIAL DATA

Prosperity's management uses certain non-GAAP (generally accepted accounting principles) financial measures to evaluate its performance. Specifically, for internal planning and forecasting purposes, Prosperity reviews each of diluted earnings per share, return on average assets, return on average common equity, and return on average tangible common equity, in each case excluding merger related expenses, net of tax, FDIC special assessment, net of tax, and net gain on sale or write-up of securities, net of tax; return on average tangible common equity; tangible book value per share; the tangible equity to tangible assets ratio; allowance for credit losses to total loans excluding Warehouse Purchase Program loans; the efficiency ratio, excluding net gains and losses on the sale, write-down or write-up of assets and securities; and the efficiency ratio, excluding net gains and losses on the sale, write-down or write-up of assets and securities, merger related expenses and FDIC special assessment. In addition, due to the application of purchase accounting, Prosperity uses certain non-GAAP financial measures and ratios that exclude the impact of these items to evaluate its allowance for credit losses to total loans (excluding Warehouse Purchase Program loans). Prosperity has included information below relating to these non-GAAP financial measures for the applicable periods presented.

						Three Months Ended																Year-to-Date
						Jun 30, 2026				Mar 31, 2026				Dec 31, 2025				Sep 30, 2025				Jun 30, 2025				Jun 30, 2026				Jun 30, 2025
Reconciliation of diluted earnings per share to diluted earnings per share excluding merger related expenses, net of tax, FDIC special assessment, net of tax, and net gain on sale or write-up of securities, net of tax:
Diluted earnings per share (unadjusted)						$	1.67			$	1.16			$	1.49			$	1.45			$	1.42			$	2.84			$	2.79
Net income						$	168,583			$	116,267			$	139,907			$	137,556			$	135,155			$	284,850			$	265,380
Merger related expenses, net of tax(Z)							596				33,588				212				49				-				34,184				-
FDIC special assessment, net of tax(Z)							-				-				(2,807)				-				-				-				-
Net gain on sale or write-up of securities, net of tax(Z)							(6,506)				-				-				-				-				(6,506)				-
Net income excluding merger related expenses, net of tax, FDIC special assessment, net of tax, and net gain on sale or write-up of securities, net of tax(Z):						$	162,673			$	149,855			$	137,312			$	137,605			$	135,155			$	312,528			$	265,380
Weighted average diluted shares outstanding							100,783				99,825				94,044				95,093				95,277				100,306				95,271
Merger related expenses, net of tax, per diluted common share(Z)						$	0.01			$	0.34			$	-			$	-			$	-			$	0.34			$	-
FDIC special assessment, net of tax, per diluted common share(Z)						$	-			$	-			$	(0.03)			$	-			$	-			$	-			$	-
Net gain on sale or write-up of securities, net of tax, per diluted common share(Z)						$	(0.06)			$	-			$	-			$	-			$	-			$	(0.06)			$	-
Diluted earnings per share excluding merger related expenses, net of tax, FDIC special assessment, net of tax, and net gain on sale or write-up of securities, net of tax:(Z)						$	1.62			$	1.50			$	1.46			$	1.45			$	1.42			$	3.12			$	2.79
Reconciliation of return on average assets to return on average assets excluding merger related expenses, net of tax, FDIC special assessment, net of tax, and net gain on sale or write-up of securities, net of tax:
Return on average assets (unadjusted)							1.55	%			1.10	%			1.49	%			1.44	%			1.41	%			1.33	%			1.37	%
Net income excluding merger related expenses, net of tax, FDIC special assessment, net of tax, and net gain on sale or write-up of securities, net of tax(Z):						$	162,673			$	149,855			$	137,312			$	137,605			$	135,155			$	312,528			$	265,380
Average total assets						$	43,437,135			$	42,219,608			$	37,665,928			$	38,129,863			$	38,391,214			$	42,830,848			$	38,672,013
Return on average assets excluding merger related expenses, net of tax, FDIC special assessment, net of tax, and net gain on sale or write-up of securities, net of tax (F) (Z)							1.50	%			1.42	%			1.46	%			1.44	%			1.41	%			1.46	%			1.37	%
(Z)	Calculated assuming a federal tax rate of 21.0%.
						Three Months Ended																				Year-to-Date
						Jun 30, 2026				Mar 31, 2026				Dec 31, 2025				Sep 30, 2025				Jun 30, 2025				Jun 30, 2026				Jun 30, 2025
Reconciliation of return on average common equity to return on average common equity excluding merger related expenses, net of tax, FDIC special assessment, net of tax, and net gain on sale or write- up of securities, net of tax:
Return on average common equity (unadjusted)							8.14	%			5.70	%			7.30	%			7.18	%			7.13	%			6.93	%			7.03	%
Net income excluding merger related expenses, net of tax, FDIC special assessment, net of tax, and net gain on sale or write-up of securities, net of tax(Z):						$	162,673			$	149,855			$	137,312			$	137,605			$	135,155			$	312,528			$	265,380
Average shareholders' equity						$	8,288,528			$	8,160,782			$	7,668,802			$	7,657,978			$	7,586,290			$	8,224,368			$	7,546,269
Return on average common equity excluding merger related expenses, net of tax, FDIC special assessment, net of tax, and net gain on sale or write-up of securities, net of tax(F) (Z)							7.85	%			7.35	%			7.16	%			7.19	%			7.13	%			7.60	%			7.03	%
Reconciliation of return on average common equity to return on average tangible common equity:
Net income						$	168,583			$	116,267			$	139,907			$	137,556			$	135,155			$	284,850			$	265,380
Average shareholders' equity						$	8,288,528			$	8,160,782			$	7,668,802			$	7,657,978			$	7,586,290			$	8,224,368			$	7,546,269
Less: Average goodwill and other intangible assets							(3,931,096)				(3,768,729)				(3,556,680)				(3,560,083)				(3,563,866)				(3,850,361)				(3,565,634)
Average tangible shareholders' equity						$	4,357,432			$	4,392,053			$	4,112,122			$	4,097,895			$	4,022,424			$	4,374,007			$	3,980,635
Return on average tangible common equity (F)							15.48	%			10.59	%			13.61	%			13.43	%			13.44	%			13.02	%			13.33	%
Reconciliation of return on average common equity to return on average tangible common equity excluding merger related expenses, net of tax, FDIC special assessment, net of tax, and net gain on sale or write-up of securities, net of tax(Z):
Net income excluding merger related expenses, net of tax, FDIC special assessment, net of tax, and net gain on sale or write-up of securities, net of tax(Z):						$	162,673			$	149,855			$	137,312			$	137,605			$	135,155			$	312,528			$	265,380
Average shareholders' equity						$	8,288,528			$	8,160,782			$	7,668,802			$	7,657,978			$	7,586,290			$	8,224,368			$	7,546,269
Less: Average goodwill and other intangible assets							(3,931,096)				(3,768,729)				(3,556,680)				(3,560,083)				(3,563,866)				(3,850,361)				(3,565,634)
Average tangible shareholders' equity						$	4,357,432			$	4,392,053			$	4,112,122			$	4,097,895			$	4,022,424			$	4,374,007			$	3,980,635
Return on average tangible common equity excluding merger related expenses, net of tax, FDIC special assessment, net of tax, and net gain on sale or write-up of securities, net of tax (F) (Z)							14.93	%			13.65	%			13.36	%			13.43	%			13.44	%			14.29	%			13.33	%
Reconciliation of book value per share to tangible book value per share:
Shareholders' equity						$	8,305,259			$	8,207,851			$	7,616,140			$	7,664,938			$	7,599,736			$	8,305,259			$	7,599,736
Less: Goodwill and other intangible assets							(3,929,502)				(3,933,526)				(3,554,732)				(3,558,321)				(3,561,923)				(3,929,502)				(3,561,923)
Tangible shareholders' equity						$	4,375,757			$	4,274,325			$	4,061,408			$	4,106,617			$	4,037,813			$	4,375,757			$	4,037,813
Period end shares outstanding							100,646				100,835				93,058				94,993				95,277				100,646				95,277
Tangible book value per share						$	43.48			$	42.39			$	43.64			$	43.23			$	42.38			$	43.48			$	42.38
Reconciliation of equity to assets ratio to period end tangible equity to period end tangible assets ratio:
Tangible shareholders' equity						$	4,375,757			$	4,274,325			$	4,061,408			$	4,106,617			$	4,037,813			$	4,375,757			$	4,037,813
Total assets						$	43,872,511			$	43,619,183			$	38,463,425			$	38,330,469			$	38,417,352			$	43,872,511			$	38,417,352
Less: Goodwill and other intangible assets							(3,929,502)				(3,933,526)				(3,554,732)				(3,558,321)				(3,561,923)				(3,929,502)				(3,561,923)
Tangible assets						$	39,943,009			$	39,685,657			$	34,908,693			$	34,772,148			$	34,855,429			$	39,943,009			$	34,855,429
Period end tangible equity to period end tangible assets ratio							10.96	%			10.77	%			11.63	%			11.81	%			11.58	%			10.96	%			11.58	%
						Three Months Ended																				Year-to-Date
						Jun 30, 2026				Mar 31, 2026				Dec 31, 2025				Sep 30, 2025				Jun 30, 2025				Jun 30, 2026				Jun 30, 2025
Reconciliation of allowance for credit losses to total loans to allowance for credit losses on loans to total loans excluding Warehouse Purchase Program:
Allowance for credit losses on loans						$	382,841			$	383,840			$	333,742			$	339,626			$	346,084			$	382,841			$	346,084
Total loans						$	25,027,998			$	25,287,986			$	21,805,368			$	22,027,769			$	22,197,388			$	25,027,998			$	22,197,388
Less: Warehouse Purchase Program loans							(1,290,156)				(1,433,152)				(1,304,798)				(1,278,178)				(1,287,440)				(1,290,156)				(1,287,440)
Total loans less Warehouse Purchase Program						$	23,737,842			$	23,854,834			$	20,500,570			$	20,749,591			$	20,909,948			$	23,737,842			$	20,909,948
Allowance for credit losses on loans to total loans excluding Warehouse Purchase Program							1.61	%			1.61	%			1.63	%			1.64	%			1.66	%			1.61	%			1.66	%
Reconciliation of efficiency ratio to efficiency ratio excluding net gains and losses on the sale, write- down or write-up of assets:
Noninterest expense						$	176,176			$	217,287			$	138,712			$	138,635			$	138,565			$	393,463			$	278,866
Net interest income						$	330,550			$	321,150			$	274,953			$	273,435			$	267,722			$	651,700			$	533,104
Noninterest income							60,705				46,474				42,780				41,238				42,982				107,179				84,283
Less: net (loss) gain on sale or write down of assets							(42)				318				35				3				1,414				276				1,179
Less: net gain on sale or write-up of securities							8,235				-				-				-				-				8,235				-
Noninterest income excluding net gains and losses on the sale, write-down or write-up of assets							52,512				46,156				42,745				41,235				41,568				98,668				83,104
Total income excluding net gains and losses on the sale, write-down or write-up of assets						$	383,062			$	367,306			$	317,698			$	314,670			$	309,290			$	750,368			$	616,208
Efficiency ratio, excluding net gains and losses on the sale, write-down or write-up of assets							45.99	%			59.16	%			43.66	%			44.06	%			44.80	%			52.44	%			45.26	%
Reconciliation of efficiency ratio to efficiency ratio, excluding net gains and losses on the sale, write- down or write-up of assets, merger related expenses and FDIC special assessment:
Noninterest expense						$	176,176			$	217,287			$	138,712			$	138,635			$	138,565			$	393,463			$	278,866
Less: merger related expenses							755				42,516				268				62				-				43,271				-
Less: FDIC special assessment							-				-				(3,554)				-				-				-				-
Noninterest expense excluding merger related expenses and FDIC special assessment						$	175,421			$	174,771			$	141,998			$	138,573			$	138,565			$	350,192			$	278,866
Net interest income						$	330,550			$	321,150			$	274,953			$	273,435			$	267,722			$	651,700			$	533,104
Noninterest income							60,705				46,474				42,780				41,238				42,982				107,179				84,283
Less: net (loss) gain on sale or write down of assets							(42)				318				35				3				1,414				276				1,179
Less: net gain on sale or write-up of securities							8,235				-				-				-				-				8,235				-
Noninterest income excluding net gains and losses on the sale, write-down or write-up of assets							52,512				46,156				42,745				41,235				41,568				98,668				83,104
Total income excluding net gains and losses on the sale, write-down or write-up of assets						$	383,062			$	367,306			$	317,698			$	314,670			$	309,290			$	750,368			$	616,208
Efficiency ratio, excluding net gains and losses on the sale, write-down or write-up of assets, merger related expenses and FDIC special assessment							45.79	%			47.58	%			44.70	%			44.04	%			44.80	%			46.67	%			45.26	%

SOURCE Prosperity Bancshares, Inc.