1. Approval of the issuance of senior unsecured bonds of AS "DelfinGroup" and authorisation for the Management Board of AS "DelfinGroup" to perform the necessary actions
1.1. Approve 1 (one) issuance of senior unsecured bonds of AS "DelfinGroup" with a total nominal value of up to EUR 35,000,000, with a final repayment date of no later than 4 years.
1.2. Authorise the Management Board of AS "DelfinGroup" to:
1.2.1. decide on the coupon (interest) rate for the bonds;
1.2.2. prepare and sign the bond issue documents, as well as make and approve any corrections, changes and additions to the prospectus as necessary;
1.2.3. sign the necessary agreements with Nasdaq CSD SE (depositary) for the accounting of financial instruments;
1.2.4. decide whether to include the bonds in trading on the Corporate Bond List of AS "Nasdaq Riga" Baltic Regulated Market or on Bond List of AS "Nasdaq Riga" First North Market and sign the necessary agreements and other documents with AS "Nasdaq Riga" in this regard;
1.2.5. perform any other necessary actions to implement the bond issue, the inclusion of the bond issue and the commencement of trading on a regulated or alternative market, including representing AS "DelfinGroup" in relations with the Bank of Latvia, AS "Nasdaq Riga", Nasdaq CSD SE, and other organizations for the implementation of this decision.
2. Approval of the issuance of subordinated bonds of AS "DelfinGroup" and authorisation for the Management Board of AS "DelfinGroup" to perform the necessary actions
2.1. Approve the issuance of subordinated bonds of AS "DelfinGroup" with a total nominal value of up to EUR 10,000,000, with a final repayment date of no later than 5 years.
2.2. Authorise the Management Board of AS "DelfinGroup" to:
2.2.1. decide on carrying out 1 (one) or 2 (two) issuances within the total amount;
2.2.2. decide on the coupon (interest) rate for the bonds;
2.2.3. prepare and sign the bond issue documents, as well as make and approve any corrections, changes and additions to the prospectus as necessary;
2.2.4. sign the necessary agreements with Nasdaq CSD SE (depositary) for the accounting of financial instruments;
2.2.5. decide whether to include the bonds in trading on the Corporate Bond List of AS "Nasdaq Riga" Baltic Regulated Market or on Bond List of AS "Nasdaq Riga" First North Market and sign the necessary agreements and other documents with AS "Nasdaq Riga" in this regard;
2.2.6. perform any other necessary actions to implement the bond issue, the inclusion of the bond issue and the commencement of trading on a regulated or alternative market, including representing AS "DelfinGroup" in relations with the Bank of Latvia, AS "Nasdaq Riga", Nasdaq CSD SE, and other organizations for the implementation of this decision.
Management Board of AS "DelfinGroup"
About DelfinGroup
DelfinGroup is a licensed Latvian fintech company founded in 2009 and is a part of the INDEXO group since 2025. DelfinGroup currently operates in Latvia and Lithuania. The company operates under the brand names Banknote and VIZIA. The company has been profitable every year since 2010. DelfinGroup continuously develops and offers consumer loans, pawn loans, and the sale of pre-owned goods online and at more than 80 branches across Latvia. Since 2014, DelfinGroup has been known on the Nasdaq Riga Stock Exchange as a bond issuer and, since 2021, as a listed company on the Baltic Main List. The company regularly pays dividends to its shareholders. The sustainability of DelfinGroup is based on focused corporate governance, fintech innovation, responsible lending, financial inclusion, and facilitating the circular economy.
Additional information:Arturs Dreimanis
DelfinGroup Head of Treasury and Investor Relations
Phone: +371 26189988
E-mail: IR@delfingroup.lv
